Rapids Blog

You've created a budget that looks great on paper. You've established different spending categories and established reasonable limits. Despite these efforts, you still run into problems on a regular basis. Sound familiar? Double-check your budget based on factors such as income and goals. When everything appears to be going well, ask yourself if any of these common financial habits are derailing your plans.

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It's that time of year again: time to make resolutions for the new year. If you're like most people, your list probably includes some common resolutions like losing weight, getting fit, or eating healthier. But have you ever thought about including financial resolutions on your list? Here are 10 financial New Year's resolutions to consider.

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Getting rid of your consumer debt is an excellent way to increase your credit score, relieve financial stress, and place yourself in a position to succeed financially in the future. However, it can also be a challenge to do so with rising costs, a shortage of funds, and sometimes overwhelming interest costs. Not to worry! Here are some easy ways to get started on reducing your debt today.

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Every year people make resolutions to change their lives for the better. But far too often these resolutions are broken within weeks of making them. The truth is, it’s hard to stick with anything in life if you haven’t properly prepared for it, and that goes double when you haven’t done your research on how best to accomplish what you want. That's why we've compiled 25 things you can do this year before January 1st comes around so that the New Year will be full of promise instead of disappointment.

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Many people find themselves in the difficult position of having a limited budget for gifts during the holiday season. The good news is that there are many ways that you can save money while still giving high-quality gifts to your loved ones! The holiday season is a joyous time of year, and we want to make sure you can enjoy it without worrying about money.

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It's that time of year again where we gather with family and friends to celebrate the holiday season. It's also a time for us to take stock of all we have, be grateful, and give thanks. But there is one thing I've noticed about Thanksgiving: it can get expensive! Fortunately, you don't need to break the bank in order to host a fabulous Thanksgiving dinner this year. Here are 5 ways you can save money when hosting your own special celebration on Thanksgiving!

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The Rivermark Community Fund has directed its 2021 grant to provide $20,000 in utility bill assistance through the Oregon Energy Fund (OEF). Amidst lingering financial challenges from the pandemic that range from global supply chain constraints and rising costs to staffing shortages and stagnant wages, many US residents face steep increases in the cost of heating their home and keeping the lights on this winter.

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Rivermark employees and their family members sprang into action for another volunteer day with Rebuilding Together Portland. Rain or shine, the team of 17 had a hearty list of home improvements planned, and thankfully, the sun showed up and shined on throughout the workday.

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As many of you know, Rivermark strives to build and give back to the community we serve. Financial wellness is at the heart of the Credit Union industry and is an ongoing focus at Rivermark. With that, we are excited to announce Rivermark's latest initiative in collaboration with other local credit unions: The Urban League Financial Empowerment Collaborative.

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Rivermark recently hit a huge milestone . . . 1 million video teller transactions! In September, we celebrated this milestone by giving away $100 at random to members using our video teller machines. Thank you to our members for embracing the video teller technology that allows Rivermark to lead in access and convenience.

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