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Mortgage Rates

15 Year Fixed Rate » 2.70 % APR as low as 30 Year Fixed Rate » 3.36 % APR as low as 10/1 ARM » 2.78 % APR as low as Home Equity Line of Credit » 3.99 % APR as low as View More >>

Home Loans

Whether you found your dream home, want to refinance, or just need to tap into your home's equity, look no further than Rivermark. Our local mortgage officers are happy to answer any questions you may have or provide advice on the home financing process. You can count on Rivermark for honest advice, local servicing and competitive rates. 

Due to high demand, mortgage refinances will take 90+ days to close.  Please choose the 90-day lock option when applying for a refinance and allow up to 2 business days for a return call regarding refinance opportunities. Your rate is not locked until you get confirmation from a Mortgage Loan Officer. Thank you for your continued patience, and we look forward to serving you.

Apply Online Get a Quote

For faster service, start your application online.  A Rivermark mortgage professional can get you pre-approved quickly.  A pre-approval shows realtors that you are a serious buyer and can help to speed up the transaction when you’re ready to buy. Call us at 503.906.9497.

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*$300 origination fee discount is based on primary borrower having an open Rivermark checking account and debit card at time of closing.

Documents on a desk with a miniature house on them.

FIXED RATES

A fixed-rate mortgage allows you to know your exact rate and monthly payment throughout the entire loan term. We offer fixed rate mortgages with 10-, 15-, 20-, or 30- year terms. 

Today's Rates
Hands accepting home keys.

ADJUSTABLE RATES (ARMs)

ARMs allow you to start with a lower rate than fixed-rate loans, but the rate can adjust up or down periodically. Rivermark ARMs start with introductory terms of 5-, 7- or 10- years. 

Today's Rates
Couple in front of their new home.

JUMBO RATES

Jumbo loans (for loan amounts exceeding $548,250) are available to help make higher priced and luxury homes more affordable. Available as a fixed or adjustable rate.  

Today's Rates

"There are so many things I love about Rivermark. After being with a "mega" bank for over 15 years, and we were still just a number to them, we made the switch to Rivermark. It was the best thing we ever did for our banking. Specifically, we are in process for the 10 year fixed rate mortgage. The interest rate is extremely low and the closing costs are even lower. This loan will be saving us thousands of dollars over the next 10 years! I appreciate Rivermark offering such a product. It is a testimony of Rivermark offering products that truly benefit their members."
-James
5 out of 5
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The Latest from our Blog

Maintaining Your Home After Purchase

Home Maintenance

Owning your own home can be an excellent investment. It can also be financially draining if you aren’t regularly maintaining your home. Regular maintenance can take time, planning, and money, but it can help you to save on unexpected repair costs and keep the value of your home up. Below, we share some of our tips for becoming a financially responsible homeowner.

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5 Ways to Save for a Home Loan Down Payment

Couple moving into house

There are many ways you can begin saving for your home loan down payment. Some ways will be easy, while others will take longer and require more sacrifices. So long as you’re committed to owning a home one day, these small sacrifices will be well worth it to accomplish your goals. Here a few ways you can start saving for a home loan down payment today.

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5 Facts About Being a First-Time Homeowner

Check list

There is a lot to know (or learn about) when you’re a first-time homeowner. Such as scheduling mortgage payments and putting together an attractive yet functional curb appeal. But there’s more. As new parts of this experience emerge, there are a handful of things that you should be prepared for. Here are five facts about being a first-time homeowner that you should take into consideration.

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Do I Have Enough Money to Buy a House?

Model house by stack of coins

Since we always want you to feel comfortable asking questions about home loans and the costs you’ll need to be aware of when buying your house, we put together this blog post to help you answer some of the questions you might be asking.

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