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What Does Welcome Home Mean to You?

Talk to the Mortgage Experts at Rivermark

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Home Loans

Whether you found your dream home, want to refinance, or just need to tap into your home's equity, look no further than Rivermark. Our local mortgage officers are happy to answer any questions you may have or provide advice on the home financing process. You can count on Rivermark for honest advice, local servicing and competitive rates. 

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For faster service, start your application online.  A Rivermark mortgage professional can get you pre-approved quickly.  A pre-approval shows realtors that you are a serious buyer and can help to speed up the transaction when you’re ready to buy. Call us at 503.906.9497.

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*$899 origination fee is based on primary borrower having an open Rivermark checking account and debit card at time of closing ($1,199 without checking).

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FIXED RATES

A fixed-rate mortgage allows you to know your exact rate and monthly payment throughout the entire loan term. We offer fixed rate mortgages with 10-, 15-, 20-, or 30- year terms. 

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ADJUSTABLE RATES (ARMs)

ARMs allow you to start with a lower rate than fixed-rate loans, but the rate can adjust up or down periodically. Rivermark ARMs start with introductory terms of 5-, 7- or 10- years. 

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JUMBO RATES

Jumbo loans (for loan amounts exceeding $510,400) are available to help make higher priced and luxury homes more affordable. Available as a fixed or adjustable rate.  

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The Latest from our Blog

Should I Choose a HELOC or a Home Equity Loan?

Home Equity or HELOC?

When it comes to debt or large expenses, there are a lot of options. If you own your home, you may be able to utilize the equity in your home to access funds. Knowing the difference between a Home Equity Line of Credit and a Home Equity Loan can play an important role in making a good financial decision.

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10 Ways to Boost Your Home's Resale Value

Family in front of sold home

With housing values on the rise in many areas, you may be thinking about selling or updating your own property. Whether you're planning on entering the real estate market or you simply want to make your personal space more functional and enjoyable for you, here are some things you can do to improve the value of your home.

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Your Home Equity Can Enhance Your New Year

Family sitting on their couch

Looking to add some power to your family finances? The equity in your home could be the answer. Opening an equity line of credit gives you an instant emergency fund as well as access to money for remodels, family vacations, college educations, and any other expenses that could otherwise break your budget. Here are a few ways to put your equity to good use in the new year.

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10 Fall Home Maintenance Tips

Cleaning leaves out of gutters

As winter approaches, there are some things you can do on the inside and outside of your home to protect your investment, save money, and keep your family comfortable. Best of all, these ten tips are quick and easy to complete on your own or with a professional.

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