FIXED RATES
A fixed-rate mortgage allows you to know your exact rate and monthly payment throughout the entire loan term. We offer fixed rate mortgages with 10-, 15-, 20-, or 30- year terms.
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Talk to the Mortgage Experts at Rivermark
Whether you found your dream home, want to refinance, or just need to tap into your home's equity, look no further than Rivermark. Our local mortgage officers are happy to answer any questions you may have or provide advice on the home financing process. You can count on Rivermark for honest advice, local servicing and competitive rates.
Apply Online Get a QuoteDue to high demand, mortgage refinances will take 90+ days to close. Please choose the 90-day lock option when applying for a refinance and allow up to 2 business days for a return call regarding refinance opportunities. Thank you for your continued patience, and we look forward to serving you.
For faster service, start your application online. A Rivermark mortgage professional can get you pre-approved quickly. A pre-approval shows realtors that you are a serious buyer and can help to speed up the transaction when you’re ready to buy. Call us at 503.906.9497.
Check Loan Status*$300 origination fee discount is based on primary borrower having an open Rivermark checking account and debit card at time of closing.
A fixed-rate mortgage allows you to know your exact rate and monthly payment throughout the entire loan term. We offer fixed rate mortgages with 10-, 15-, 20-, or 30- year terms.
Today's RatesARMs allow you to start with a lower rate than fixed-rate loans, but the rate can adjust up or down periodically. Rivermark ARMs start with introductory terms of 5-, 7- or 10- years.
Today's RatesJumbo loans (for loan amounts exceeding $548,250) are available to help make higher priced and luxury homes more affordable. Available as a fixed or adjustable rate.
Today's RatesOwning your own home can be an excellent investment. It can also be financially draining if you aren’t regularly maintaining your home. Regular maintenance can take time, planning, and money, but it can help you to save on unexpected repair costs and keep the value of your home up. Below, we share some of our tips for becoming a financially responsible homeowner.
There are many ways you can begin saving for your home loan down payment. Some ways will be easy, while others will take longer and require more sacrifices. So long as you’re committed to owning a home one day, these small sacrifices will be well worth it to accomplish your goals. Here a few ways you can start saving for a home loan down payment today.
There is a lot to know (or learn about) when you’re a first-time homeowner. Such as scheduling mortgage payments and putting together an attractive yet functional curb appeal. But there’s more. As new parts of this experience emerge, there are a handful of things that you should be prepared for. Here are five facts about being a first-time homeowner that you should take into consideration.
Since we always want you to feel comfortable asking questions about home loans and the costs you’ll need to be aware of when buying your house, we put together this blog post to help you answer some of the questions you might be asking.
If you are new to buying a home, learning the nuances of mortgages can be daunting. At Rivermark, we aspire to help inform those making major financial choices, so we’d like to answer a very common question: should you choose a fixed- or adjustable-rate mortgage?