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Mortgage Center

Talk to the Mortgage Experts at Rivermark

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With Us, You're Home

Whether you found your dream home, want to refinance, or just need to tap into your home's equity, look no further than Rivermark. Our local mortgage officers are happy to answer any questions you may have or provide advice on the home financing process. You can count on Rivermark for honest advice, local servicing and competitive rates.

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Get Pre-Approved

For faster service, start your application online. A Rivermark mortgage professional can get you pre-approved quickly.  A pre-approval shows realtors that you are a serious buyer and can help speed up the transaction when you’re ready to buy.

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Select a Home Loan Option

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Purchase

Helping you into your dream home is one of the ways we’re here to be your trusted financial partner. You can count on Rivermark for honest advice, local servicing and competitive rates. 

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Refinance

Take advantage of your home’s increased value, lower your interest rate, lower a monthly payment, or reduce the length of your loan by refinancing your mortgage with Rivermark. 

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Home Equity

Tap into the value of your home—and make it work for you. Home equity loans and lines of credit are the perfect solution for debt consolidation, home improvements, education expenses and more.

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Home Loan Rates

  • 15 Year Fixed

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    As Low As 6.158% APR*

  • 10/6 ARM

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    As Low As 5.967% APR*

  • HELOC

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    As Low As 7.74% APR*

    • Meet the Mortgage Team

    Meet Rivermark's Mortgage Loan Officers — dedicated experts committed to personalized service, guiding you every step of the way toward your perfect home. Connect with our friendly team today!
    Meet the Team

    Mortgage Options

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    Traditional Fixed Rate

    A fixed-rate mortgage allows you to know your exact rate and monthly payment throughout the entire loan term. We offer fixed rate mortgages with 10, 15, 20, or 30 year terms.
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    Adjustable Rate (ARM)

    Rivermark ARM loans feature low fixed rates for the first 5, 7, or 10 years of your mortgage, which can help you save more during your early years of home ownership. After this initial fixed-rate period, your rate can potentially increase up to a set cap each year (until reaching a maximum rate for the life of the loan).
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    First Time Buyers

    Rivermark makes buying your first home a reality with 100% financing. Our 100% First-Time Buyer Loan offers no down payment, no mortgage insurance, competitive rates, and low fees. We can help you become a homeowner faster than you thought possible!
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    Frequently Asked Questions

    • Start with a call to one of our Mortgage Team members. They will help you select the product that’s right for you and get you started with the pre-approval process. If you prefer, you may apply online and a Mortgage Loan Officer will reach out to you directly. Upon approval, you will receive a pre-approval letter.

    • In most cases, we’re able to provide a pre-approval letter to you within 24-48 hours.

    • Rivermark lends on properties located in Oregon and Washington.

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    Latest From Our Blog

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    Note for HELOC: the interest rate may increase after loan consummation.

    Home Mortgage Disclosure Act Notice

    The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials.

    HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website. (www.consumerfinance.gov/hmda).

    *APR = Annual Percentage Rate

    NMLS# 401937