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Mortgage Rates

15 Year Fixed Rate » 2.29 % APR as low as 30 Year Fixed Rate » 2.59 % APR as low as 10/1 ARM » 3.76 % APR as low as Home Equity Line of Credit » 3.99 % APR as low as View More >>

Home Loans

Whether you found your dream home, want to refinance, or just need to tap into your home's equity, look no further than Rivermark. Our local mortgage officers are happy to answer any questions you may have or provide advice on the home financing process. You can count on Rivermark for honest advice, local servicing and competitive rates. 

Important Notice: Due to unprecedented mortgage demand, Rivermark is pausing the acceptance of all refinance applications. We are still accepting applications for mortgage purchases. When we resume accepting refinance applications, it will be for current Rivermark members only. For those who have already applied, please allow up to 2 business days for a return call. Thank you for your continued patience and understanding.

Apply Online Get a Quote

For faster service, start your application online.  A Rivermark mortgage professional can get you pre-approved quickly.  A pre-approval shows realtors that you are a serious buyer and can help to speed up the transaction when you’re ready to buy. Call us at 503.906.9497.

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*$300 origination fee discount is based on primary borrower having an open Rivermark checking account and debit card at time of closing.

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FIXED RATES

A fixed-rate mortgage allows you to know your exact rate and monthly payment throughout the entire loan term. We offer fixed rate mortgages with 10-, 15-, 20-, or 30- year terms. 

Today's Rates
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ADJUSTABLE RATES (ARMs)

ARMs allow you to start with a lower rate than fixed-rate loans, but the rate can adjust up or down periodically. Rivermark ARMs start with introductory terms of 5-, 7- or 10- years. 

Today's Rates
Couple in front of their new home.

JUMBO RATES

Jumbo loans (for loan amounts exceeding $510,400) are available to help make higher priced and luxury homes more affordable. Available as a fixed or adjustable rate.  

Today's Rates

"My experience with Rivermark was nothing short of fantastic. The service was attentive and TRANSPARENT. The RATES are the best I have seen anywhere (I spent many weeks shopping around) and the SPEED from initial conversation to closing was pretty quick. Overall, the experience was far and beyond what I expected. If I could give more than 5 stars, I would. Thank you so much Rivermark Home Loan staff for saving us a bundle on our refinance!"
-Maria
5 out of 5
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5 Ways to Save for a Home Loan Down Payment

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There are many ways you can begin saving for your home loan down payment. Some ways will be easy, while others will take longer and require more sacrifices. So long as you’re committed to owning a home one day, these small sacrifices will be well worth it to accomplish your goals. Here a few ways you can start saving for a home loan down payment today.

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5 Facts About Being a First-Time Homeowner

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There is a lot to know (or learn about) when you’re a first-time homeowner. Such as scheduling mortgage payments and putting together an attractive yet functional curb appeal. But there’s more. As new parts of this experience emerge, there are a handful of things that you should be prepared for. Here are five facts about being a first-time homeowner that you should take into consideration.

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Do I Have Enough Money to Buy a House?

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Since we always want you to feel comfortable asking questions about home loans and the costs you’ll need to be aware of when buying your house, we put together this blog post to help you answer some of the questions you might be asking.

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Should I Choose a HELOC or a Home Equity Loan?

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When it comes to debt or large expenses, there are a lot of options. If you own your home, you may be able to utilize the equity in your home to access funds. Knowing the difference between a Home Equity Line of Credit and a Home Equity Loan can play an important role in making a good financial decision.

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