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Retirement

Benefits of Delaying Retirement

Some anticipate retirement years as a time for new adventures, travel, and pursuing postponed hobbies. Approximately half of working Americans retire between the ages of 61 and 65. For a growing number of seniors, delaying retirement is becoming more common. Some people delay out of financial necessity, while...

How to Avoid Outliving Your Money

If you are like most American workers, you will likely be responsible for saving most of the money you will need for retirement. That's because many companies have replaced defined-benefit (or pension) plans with defined-contribution (or 401k) plans. Furthermore, Social Security will only cover a fraction of the...

What You Should Know if You're Close To Retirement

The closer you get to retirement, the more excited you may be—and more worried. If you are 18 to 24 months away from retirement, this article is for you. You may still be wondering if you have enough saved, or if you can (or should) plan on finding a supplemental income. How will an uncertain economy affect your...

Planning for Retirement

Retirement is something that most people look forward to, but many aren’t prepared for. Fortunately, it’s never too late—or too early—to start thinking about how you’ll fund your retirement. If you’re banking on Social Security, you might want to adjust your expectations for how much Social Security will add to...