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Loyalty Savings

Loyalty Has Its Rewards

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Earn 4.00% APY* With Loyalty Savings

You trust Rivermark with your everyday banking—your paycheck, your spending, and your financial life. We believe your savings should reflect that trust. Loyalty Savings is our high‑yield savings account created to reward members who bank with us regularly. Earn a competitive 4.00% APY* on balances up to $25,000, with full access to your money whenever you need it. No gimmicks. Just better earnings for members who make Rivermark their financial home.

Savings Rate

Bank here. Earn more. It’s that simple.

Qualifying is easy: maintain everyday banking habits you’re likely already doing—deposit at least $1,000 monthly into your Rivermark checking account and enroll in eStatements. When you bring more of your banking to Rivermark, your savings earns more—automatically.

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Loyalty Savings Stands Out

Rewarding Relationships

Rewarding Real Relationships

Built for members who actively bank with Rivermark
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Competitive 4.00% APY*

Earn our top rate on balances up to $25,000
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No Lockups

Your money stays fully accessible
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Easy to Qualify

No debit card swipes or transaction minimums
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Simple Transparent Savings

Clear requirements, no surprises

Frequently Asked Questions

  • Loyalty Savings is a high‑yield savings account that rewards members who use Rivermark for their everyday banking with a higher interest rate.

  • To qualify, you’ll need to:

    • Make at least $1,000 in monthly deposits into a Rivermark checking account
    • Be enrolled in eStatements

    When these requirements are met, your Loyalty Savings account earns the listed APY on qualifying balances.

  • Yes. The 4.00% APY applies to balances up to $25,000. Balances above that amount earn a lower rate.

  • Yes. Loyalty Savings has no lockups; your funds, other than the required deposit of $5, remain accessible whenever you need them.

  • No, there is no monthly maintenance fee.

  • If requirements aren’t met during a given month, your account will earn the Loyalty Savings Unqualified rate for that period. You can re‑qualify at any time by meeting the requirements again.

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*APY = Annual Percentage Yield.

*$5 minimum deposit required to open. To earn the Loyalty Savings Qualified interest rate, you must meet two requirements during the monthly cycle, which begins one day before the last day of the month. 1) Receive e-statements; 2) Receive $1,000 or more in eligible deposits to any Rivermark checking account within the same membership as the Loyalty Savings Account. Eligible deposits must post to the account and be available (must not be pending or held) at the end of the cycle. Deposits originated from other Rivermark accounts, overdraft transfers, Rivermark loan proceeds or credit card advances, fee reversals, refunds or deposits returned unpaid, do not qualify. If you do not meet these requirements your entire Loyalty Savings balance will earn the listed Loyalty Savings Unqualified interest rate. Your rate will decrease as your balance increases. This is a variable rate account and may change after account opening without notice. Only one Loyalty Savings account allowed per membership. Consumer memberships only.