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Free Checking That Pays

Making the Switch Will Be Good for Your Wallet

Free Checking That Pays

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Checking Rates

Free Checking Plus » 2.00 % APY as high as View More >>

Free Checking

Checking at Rivermark equals a free account that pays you to use it, along with a highly rated online and mobile banking experience. Free Checking Plus provides the best for your everyday banking needs.

  • Earn 2.00% APY* on balances up to $15,000
  • Enjoy ATM Fee Refunds nationwide (up to $12 per month)
  • No monthly fee or minimum balance requirement
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Checking Account Features

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Helpful Information

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Set Up Your Mobile Wallet

Make quick, secure payments using your smart phone. Setting up your Rivermark debit or credit card with Apple Pay, Google Pay, or Samsung Pay is easy.
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Use Alerts for Peace of Mind

Alerts let you monitor how money moves in and out of your accounts. View your balances, deposits, withdrawals and purchases with text and email notifications.
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Make a Mobile Deposit

Making deposits used to require a trip to the branch or ATM. Now, all you need is the camera on your smartphone or tablet and our mobile app.

"I love that with Free Checking Plus, you not only get a high yield (2.00%), but my ATM fees are also covered. I rarely withdraw cash from ATMs, but when I do, it is a relief to be able to have the fees covered."
--Stephen
5 out of 5
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*APY = Annual Percentage Yield. Rates are subject to change after account opening. Minimum opening deposit is $25.00. To earn the Free Checking Plus rate of 2.00% APY on balances up to and including $15,000, and 0.05% APY on balances over $15,000, you must meet the following monthly requirements: Twelve (12) posted and cleared debit card transactions; Log in to Online Banking; and receive e-Statements. In addition to earning the higher rate, you will receive automatic refunds on ATM fees, up to $12 maximum per month. If account requirements are not met, the rate will be 0.05% APY and ATM fees will not be refunded. Fees may reduce earnings. 

** Requirement cycles begin one day before the last day of each month. All requirements must be met with transactions posted and cleared by the close of business on the last day of the requirement cycle. ATM transactions do not count toward the 12 debit card transactions. Interest and ATM refunds will be paid on the last day of the month in which it is earned.

2019 Requirement Cycles

12/30/2018 - 01/29/2019
01/30/2019 - 02/26/2019
02/27/2019 - 03/29/2019
03/30/2019 - 04/28/2019
04/29/2019 - 05/29/2019
05/30/2019 - 06/28/2019
06/29/2019 - 07/29/2019
07/30/2019 - 08/29/2019
08/30/2019 - 09/28/2019
09/29/2019 - 10/29/2019
10/30/2019 - 11/28/2019
11/29/2019 - 12/29/2019
12/30/2019 - 01/29/2020