Skip to navigation Skip to main content
Rivermark Logo Video Banking

Free Checking That Pays

Making the Switch Will Be Good for Your Wallet

Free Checking That Pays

Open Online

Checking Rates

Free Checking Plus » 1.50 % APY as high as View More >>

Free Checking Plus

Checking at Rivermark equals a free account that pays you to use it, along with a highly rated online and mobile banking experience. Free Checking Plus provides the best for your everyday banking needs.

  • Earn 1.50% APY* on balances up to $15,000
  • Enjoy ATM Fee Refunds nationwide (up to $12 per month)
  • No monthly fee or minimum balance requirement
  • Free Visa debit card with Zero Liability Fraud Protection
  • Overdraft Protection:  If you don’t have enough money in your checking account, Rivermark offers a service that automatically transfers money from your savings account with no fee.
Open Online Switch Kit

How to earn our best checking rate and ATM fee refunds with Free Checking Plus:

Regardless of whether you meet the account requirements or not, your Rivermark checking account is FREE!  

"Rivermark CU is the best banking experience I have ever had. The service is superior and they make banking easy and straightforward. No hidden fees."
--Vicki
5 out of 5
Read More

*APY = Annual Percentage Yield. Rates are subject to change after account opening. Minimum opening deposit is $25.00. To earn the Free Checking Plus rate of 1.50% APY on balances up to and including $15,000, and 0.05% APY on balances over $15,000, you must meet the following monthly requirements: Twelve (12) posted and cleared debit card transactions; Log in to Online Banking; and receive e-Statements. In addition to earning the higher rate, you will receive automatic refunds on ATM fees, up to $12 maximum per month. If account requirements are not met, the rate will be 0.05% APY and ATM fees will not be refunded. Fees may reduce earnings. 

** Requirement cycles begin one day before the last day of each month. All requirements must be met with transactions posted and cleared by the close of business on the last day of the requirement cycle. ATM transactions do not count toward the 12 debit card transactions. Interest and ATM refunds will be paid on the last day of the month in which it is earned.

2021 Cycle Requirements
12/30/2020 - 01/29/2021
01/30/2021 - 02/26/2021
02/27/2021 - 03/29/2021
03/30/2021 - 04/28/2021
04/29/2021 - 05/29/2021
05/30/2021 - 06/28/2021
06/29/2021 - 07/29/2021
07/30/2021 - 08/29/2021
08/30/2021 - 09/28/2021
09/29/2021 - 10/29/2021
10/30/2021 - 11/28/2021
11/29/2021 - 12/29/2021