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We Make Saving Easy!

Designed to Help You Reach Your Financial Goals

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Savings Options

New Loyalty Savings

Loyalty Savings is designed for members who choose Rivermark for their everyday banking. Earn a strong 4.00% APY1 on balances up to $25,000 while keeping your money accessible anytime. Easy qualifications and higher returns for daily banking.*

Account Details

Savings Accounts

Our basic savings account represents your ownership in our cooperative credit union! It also helps you save with great rates and no monthly fee. Put aside funds to reach your financial goals.
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Certificates of Deposit

When you invest in a Rivermark Certificate of Deposit (CD), you'll earn a guaranteed interest rate for the term of your CD. You’ll love the higher interest and greater control. Choose the amount you want to invest and then watch your money work for you.
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Money Market

Earn higher interest on your liquid funds so you have easy access to your money when you need it. Whether you prefer to keep cash at your fingertips, or you're working towards a bigger savings goal (like an emergency savings fund, wedding expenses, a down payment, etc.), you can open a Money Market account and earn higher interest rates without sacrificing liquidity. 
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IRA Savings

With the help of an IRA from Rivermark, you can prepare for a comfortable retirement or reach other financial goals. Traditional and Roth options are available. A 401(k) account through your employer isn’t the only solution available to you to save for retirement. 
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Start Savings

When it comes to saving for your goals, we’ll help you get off to a great start! Our Start Savings Account is part of our Start Financial Program which offers special accounts, learning, and advice for teens and young adults. For members age 14 to 22.
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My First Home – Savings

Get closer to owning the place you call home with My First Home – Savings. Created just for Oregonians, it’s a dedicated savings account that rewards you with tax benefits even as you save for your first house.
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Savings Rates

  • 10-Month Loyalty CD

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    as high as 3.75% APY*

  • Money Market

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    as high as 0.50% APY*

  • Start Savings

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    as high as 1.00% APY*

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    *APY = Annual Percentage Yield.

    1Loyalty Savings: $5 minimum deposit required to open. Balances of $25,000.01 or more earn 4.00-2.87% APY. As your balance increases, your overall APY will decrease. If you do not meet these requirements your entire Loyalty Savings balance will earn .05% APY.  This is a variable rate account and may change after account opening without notice. Only one Loyalty Savings account allowed per membership. Consumer memberships only.

    1 Rates accurate as of July 31, 2026