Savings Options
New Loyalty Savings
Loyalty Savings is designed for members who choose Rivermark for their everyday banking. Earn a strong 4.00% APY1 on balances up to $25,000 while keeping your money accessible anytime. Easy qualifications and higher returns for daily banking.*
Savings Accounts
Our basic savings account represents your ownership in our cooperative credit union! It also helps you save with great rates and no monthly fee. Put aside funds to reach your financial goals.
Certificates of Deposit
When you invest in a Rivermark Certificate of Deposit (CD), you'll earn a guaranteed interest rate for the term of your CD. You’ll love the higher interest and greater control. Choose the amount you want to invest and then watch your money work for you.
Money Market
Earn higher interest on your liquid funds so you have easy access to your money when you need it. Whether you prefer to keep cash at your fingertips, or you're working towards a bigger savings goal (like an emergency savings fund, wedding expenses, a down payment, etc.), you can open a Money Market account and earn higher interest rates without sacrificing liquidity.
IRA Savings
With the help of an IRA from Rivermark, you can prepare for a comfortable retirement or reach other financial goals. Traditional and Roth options are available. A 401(k) account through your employer isn’t the only solution available to you to save for retirement.
Start Savings
When it comes to saving for your goals, we’ll help you get off to a great start! Our Start Savings Account is part of our Start Financial Program which offers special accounts, learning, and advice for teens and young adults. For members age 14 to 22.
My First Home – Savings
Get closer to owning the place you call home with My First Home – Savings. Created just for Oregonians, it’s a dedicated savings account that rewards you with tax benefits even as you save for your first house.
Savings Rates
-
9 Month Promo CD
View All Ratesas high as 4.00% APY*
Loyalty Savings
View All Ratesas high as 4.00% APY*
Money Market
View All Ratesas high as 0.50% APY*
Start Savings
View All Ratesas high as 1.00% APY*
Connect With Us
*APY = Annual Percentage Yield.
1$5 minimum deposit required to open. To earn the Loyalty Savings Qualified interest rate, you must meet two requirements during the monthly cycle, which begins one day before the last day of the month. 1) Receive e-statements; 2) Receive $1,000 or more in eligible deposits to any Rivermark checking account within the same membership as the Loyalty Savings Account. Eligible deposits must post to the account and be available (must not be pending or held) at the end of the cycle. Deposits originated from other Rivermark accounts, overdraft transfers, Rivermark loan proceeds or credit card advances, fee reversals, refunds or deposits returned unpaid, do not qualify. If you do not meet these requirements your entire Loyalty Savings balance will earn the listed Loyalty Savings Unqualified interest rate. Your rate will decrease as your balance increases. This is a variable rate account and may change after account opening without notice. Only one Loyalty Savings account allowed per membership. Consumer memberships only.
1 Rates accurate as of April 02, 2026
1$5 minimum deposit required to open. To earn the Loyalty Savings Qualified interest rate, you must meet two requirements during the monthly cycle, which begins one day before the last day of the month. 1) Receive e-statements; 2) Receive $1,000 or more in eligible deposits to any Rivermark checking account within the same membership as the Loyalty Savings Account. Eligible deposits must post to the account and be available (must not be pending or held) at the end of the cycle. Deposits originated from other Rivermark accounts, overdraft transfers, Rivermark loan proceeds or credit card advances, fee reversals, refunds or deposits returned unpaid, do not qualify. If you do not meet these requirements your entire Loyalty Savings balance will earn the listed Loyalty Savings Unqualified interest rate. Your rate will decrease as your balance increases. This is a variable rate account and may change after account opening without notice. Only one Loyalty Savings account allowed per membership. Consumer memberships only.
1 Rates accurate as of April 02, 2026