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We Make Saving Easy!

Designed to Help You Reach Your Financial Goals

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Savings Options

Savings Accounts

Our basic savings account represents your ownership in our cooperative credit union! It also helps you save with great rates and no monthly fee. Put aside funds to reach your financial goals.
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Certificates of Deposit

When you invest in a Rivermark Certificate of Deposit (CD), you'll earn a guaranteed interest rate for the term of your CD. You’ll love the higher interest and greater control. Choose the amount you want to invest and then watch your money work for you.
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Money Market

Earn higher interest on your liquid funds so you have easy access to your money when you need it. Whether you prefer to keep cash at your fingertips, or you're working towards a bigger savings goal (like an emergency savings fund, wedding expenses, a down payment, etc.), you can open a Money Market account and earn higher interest rates without sacrificing liquidity. 
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IRA Savings

With the help of an IRA from Rivermark, you can prepare for a comfortable retirement or reach other financial goals. Traditional and Roth options are available. A 401(k) account through your employer isn’t the only solution available to you to save for retirement. 
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Start Savings

When it comes to saving for your goals, we’ll help you get off to a great start! Our Start Savings Account is part of our Start Financial Program which offers special accounts, learning, and advice for teens and young adults. For members age 14 to 22.
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My First Home – Savings

Get closer to owning the place you call home with My First Home – Savings. Created just for Oregonians, it’s a dedicated savings account that rewards you with tax benefits even as you save for your first house.
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New Member Savings

When you switch to Rivermark, jumpstart your savings with 3.50% APY1 on any balance for 12 months.

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Savings Rates

  • New Member Savings

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    as high as 3.50% APY*

  • Money Market

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    as high as 0.50% APY*

  • Start Savings

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    as high as 1.00% APY*

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    1APY = Annual Percentage Yield. Minimum balance to open is $5.00. New Member Savings available to new members who meet the minimum requirements for each monthly qualification cycle. Limited to one account per member. To meet the minimum qualification requirements, you must: (1) be a new member to the credit union; 2) open a Rivermark checking account (excludes HSA); and 3) have one direct deposit of $100.00 or greater post to your Rivermark checking account each month. The monthly qualification cycle is defined as the first calendar day of the month through the last calendar day of the month. Account transactions may take one or more business days from the date the transaction was made to post to the account. After your account is opened for 12 months or if you do not meet all of the minimum qualification requirements during any monthly qualification cycle, your account will convert to a Savings account at the prevailing rates. A new member is an individual who has not had an open Rivermark membership in the last 6 months.

    *APY = Annual Percentage Yield. Rates accurate as of 05/14/2025