Skip to navigation Skip to main content

Is Refinancing Right for You?

Let the Mortgage Experts at Rivermark Help You Decide

Is Refinancing Right for You?

Apply Online

Home Refinance

Lower your monthly payment, tap into your home's equity or even change the loan terms, by refinancing your mortgage with Rivermark. For a limited time, get a $300 discount on the origination fee.*

A home loan refinance can help you:

  • Lower your monthly payments
  • Repay your mortgage faster
  • Eliminate PMI
  • Free up cash for other expenses, such as home improvement projects
  • Use cash-out refinancing to pay off higher interest debts
  • ITIN and Self-Employed options
Your rate is not locked until you get confirmation from a Mortgage Loan Officer.  We look forward to serving you.
Apply Online Get a Quote

*$300 origination fee discount is based on primary borrower having an open Rivermark checking account and debit card at time of closing.

FIXED RATES

A fixed-rate mortgage allows you to know your exact rate and monthly payment throughout the entire loan term. We offer fixed rate mortgages with 10-, 15-, 20-, or 30- year terms. 

Today's Rates

ADJUSTABLE RATES (ARMs)

ARMs can start with a lower rate than fixed-rate loans, but the rate can adjust up/down periodically. Rivermark ARMs start with introductory terms of 5-, 7-, or 10- years.

Today's Rates

JUMBO RATES

Jumbo loans (for loan amounts exceeding $647,201) are available to help make higher priced and luxury homes more affordable. Available as a fixed or adjustable rate. 

Today's Rates

The Latest from our Blog

10 Fall Home Maintenance Tips

Cleaning leaves out of gutters

As winter approaches, there are some things you can do on the inside and outside of your home to protect your investment, save money, and keep your family comfortable. Best of all, these ten tips are quick and easy to complete on your own or with a professional.

Read this article

5 Ways to Save for a Home Loan Down Payment

Couple moving into house

Your down payment for a home loan can be saved in many different ways. There will be easy ways and difficult ways. Some ways will require sacrifices, while others will take time. If you're committed to owning a home one day, these small sacrifices will be well worth it. The following are some ways you can begin saving for your down payment on a home today.

Read this article

Your Springtime Home Maintenance Checklist

Man cleaning out gutters

It has been a long winter. There is no better time to clean up your house than right now, before the summer arrives and you are going off on some much-needed adventures. Here are a few tips you can use to keep your house and property in great shape. It's time for some springtime home maintenance!

Read this article

Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials.

HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website. (www.consumerfinance.gov/hmda).