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Is Refinancing Right for You?

Let the Mortgage Experts at Rivermark Help You Decide

Is Refinancing Right for You?

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Home Refinance

Lower your monthly payment, tap into your home's equity or even change the loan terms, by refinancing your mortgage with Rivermark. For a limited time, get a $300 discount on the origination fee.*

A home loan refinance can help you:

  • Lower your monthly payments
  • Repay your mortgage faster
  • Eliminate PMI
  • Free up cash for other expenses, such as home improvement projects
  • Use cash-out refinancing to pay off higher interest debts

Due to high demand, mortgage refinances will take 90+ days to close. Please choose the 90-day lock option when applying for a refinance and allow up to 2 business days for a return call regarding refinance opportunities. Thank you for your continued patience, and we look forward to serving you.

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FIXED RATES

A fixed-rate mortgage allows you to know your exact rate and monthly payment throughout the entire loan term. We offer fixed rate mortgages with 10-, 15-, 20-, or 30- year terms. 

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ADJUSTABLE RATES (ARMs)

ARMs allow you to start with a lower rate than fixed-rate loans, but the rate can adjust up or down periodically. Rivermark ARMs start with introductory terms of 5-, 7- or 10- years. 

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JUMBO RATES

Jumbo loans (for loan amounts exceeding $510,400) are available to help make higher priced and luxury homes more affordable. Available as a fixed or adjustable rate. 

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