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Is Refinancing Right for You?

Let the Mortgage Experts at Rivermark Help You Decide

Is Refinancing Right for You?

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Home Refinance

Lower your monthly payment, tap into your home's equity or even change the loan terms, by refinancing your mortgage with Rivermark. For a limited time, get a $300 discount on the origination fee.*

A home loan refinance can help you:

  • Lower your monthly payments
  • Repay your mortgage faster
  • Eliminate PMI
  • Free up cash for other expenses, such as home improvement projects
  • Use cash-out refinancing to pay off higher interest debts
  • ITIN and Self-Employed options
Your rate is not locked until you get confirmation from a Mortgage Loan Officer.  We look forward to serving you.
Apply Online Get a Quote

*$300 origination fee discount is based on primary borrower having an open Rivermark checking account and debit card at time of closing.

FIXED RATES

A fixed-rate mortgage allows you to know your exact rate and monthly payment throughout the entire loan term. We offer fixed rate mortgages with 10-, 15-, 20-, or 30- year terms. 

Today's Rates

ADJUSTABLE RATES (ARMs)

ARMs allow you to start with a lower rate than fixed-rate loans, but the rate can adjust up or down periodically. Rivermark ARMs start with introductory terms of 5-, 7- or 10- years. 

Today's Rates

JUMBO RATES

Jumbo loans (for loan amounts exceeding $647,201) are available to help make higher priced and luxury homes more affordable. Available as a fixed or adjustable rate. 

Today's Rates

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Your Springtime Home Maintenance Checklist

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It has been a long winter. There is no better time to clean up your house than right now, before the summer arrives and you are going off on some much-needed adventures. Here are a few tips you can use to keep your house and property in great shape. It's time for some springtime home maintenance!

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Maintaining Your Home After Purchase

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Owning your own home can be an excellent investment. It can also be financially draining if you aren’t regularly maintaining your home. Regular maintenance can take time, planning, and money, but it can help you to save on unexpected repair costs and keep the value of your home up. Below, we share some of our tips for becoming a financially responsible homeowner.

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Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials.

HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website. (www.consumerfinance.gov/hmda).