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Is Refinancing Right for You?

Let the Mortgage Experts at Rivermark Help You Decide

Is Refinancing Right for You?

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Home Refinance

Lower your monthly payment, tap into your home's equity or even change the loan terms, by refinancing your mortgage with Rivermark. For a limited time, get a $300 discount on the origination fee.*

A home loan refinance can help you:

  • Lower your monthly payments
  • Repay your mortgage faster
  • Eliminate PMI
  • Free up cash for other expenses, such as home improvement projects
  • Use cash-out refinancing to pay off higher interest debts
  • ITIN and Self-Employed options
Your rate is not locked until you get confirmation from a Mortgage Loan Officer.  We look forward to serving you.
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*$300 origination fee discount is based on primary borrower having an open Rivermark checking account and debit card at time of closing.

FIXED RATES

A fixed-rate mortgage allows you to know your exact rate and monthly payment throughout the entire loan term. We offer fixed rate mortgages with 10-, 15-, 20-, or 30- year terms. 

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ADJUSTABLE RATES (ARMs)

ARMs can start with a lower rate than fixed-rate loans, but the rate can adjust up/down periodically. Rivermark ARMs start with introductory terms of 5-, 7-, or 10- years.

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JUMBO RATES

Jumbo loans (for loan amounts exceeding $726,200) are available to help make higher priced and luxury homes more affordable. Available as a fixed or adjustable rate. 

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Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials.

HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website. (www.consumerfinance.gov/hmda).