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Home Purchase

Helping you into your dream home is one of the ways we’re here to be your trusted financial partner. You can count on Rivermark for honest advice, local servicing and competitive rates. 

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Your rate is not locked until you get confirmation from a Mortgage Loan Officer.  We look forward to serving you.
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For faster service, start your application online.  A Rivermark mortgage professional can get you pre-approved quickly.  A pre-approval shows realtors that you are a serious buyer and can help to speed up the transaction when you’re ready to buy. Call us at 503.906.9497.

*$300 origination fee discount is based on primary borrower having an open Rivermark checking account and debit card at time of closing.

FIXED RATES

A fixed-rate mortgage allows you to know your exact rate and monthly payment throughout the entire loan term. We offer fixed rate mortgages with 10-, 15-, 20-, or 30- year terms. 

Today's Rates

ADJUSTABLE RATES (ARMs)

ARMs allow you to start with a lower rate than fixed-rate loans, but the rate can adjust up or down periodically. Rivermark ARMs start with introductory terms of 5-, 7- or 10- years. 

Today's Rates

JUMBO RATES

Jumbo loans (for loan amounts exceeding $647,201) are available to help make higher priced and luxury homes more affordable. Available as a fixed or adjustable rate.  

Today's Rates

The Latest from our Blog

5 Ways to Save for a Home Loan Down Payment

Couple moving into house

Your down payment for a home loan can be saved in many different ways. There will be easy ways and difficult ways. Some ways will require sacrifices, while others will take time. If you're committed to owning a home one day, these small sacrifices will be well worth it. The following are some ways you can begin saving for your down payment on a home today.

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Your Springtime Home Maintenance Checklist

Man cleaning out gutters

It has been a long winter. There is no better time to clean up your house than right now, before the summer arrives and you are going off on some much-needed adventures. Here are a few tips you can use to keep your house and property in great shape. It's time for some springtime home maintenance!

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Maintaining Your Home After Purchase

Home Maintenance

Owning your own home can be an excellent investment. It can also be financially draining if you aren’t regularly maintaining your home. Regular maintenance can take time, planning, and money, but it can help you to save on unexpected repair costs and keep the value of your home up. Below, we share some of our tips for becoming a financially responsible homeowner.

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Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials.

HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website. (www.consumerfinance.gov/hmda).