Rapids Blog

Welcome back to our next installment of our Senior Series. This month, we talk about how to ensure your retirement funds last as long as you need. If you are like most American workers, you will likely be responsible for saving most of the money you will need for retirement. That's because many companies have replaced defined-benefit (or pension) plans with defined-contribution (or 401k) plans. Furthermore, Social Security will only cover a fraction of the income you will likely need after retirement. Here are our favorite tips on how to avoid outliving your money during retirement.

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Scammers and con artists capitalize on events such as pandemics to take advantage of vulnerable people. The most attractive targets are those that are alone and fearful. Pandemic scams can come in many forms, but generally, scammers either try to ask you for your money directly or try to get your personal information so that they may access your money. Here are three common scams identified during the pandemic for you to watch out for.

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Most people know they need a budget. Maybe you have one, but you haven’t thought about it in a while, or you’re not sure if you are staying within your budget. This month we are taking away all the guesswork and walking you through your brand new budget.

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When thinking about insurance, protecting your property should be at the top of your list. In this installment of our Insurance Series we talk about just that: how to insure your investments through optimal property insurance. As with any coverage, it is important to have adequate coverage to cover your potential property loss.

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Welcome to our newest series: Twelve Months To Financial Fitness. Over the next 12 months, we will provide you with personal challenges to help you on your way to a financially fit new year. For January, we take a look at analyzing your spending. Spending analysis is much more than setting a budget. It’s taking an honest look at where your money is really going, figuring out where it should be going, and then getting it there.

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If you have a senior you care for, this article is for you. We provide essential information and resources for seniors in your life. Many times, financial and other issues faced by seniors can go overlooked or unnoticed. We'll share tips to help you identify potential problems.

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The financial habits and money management skills kids learn can follow them for the rest of their lives. If you want to get your kids, grandkids, nieces, and nephews off to a great start, giving financially-themed gifts is always a good idea. These financially-savvy gifts are always appropriate, and they will be used and appreciated long after the current holiday season has ended.

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This article focuses on the benefits of giving back to your community, and ways to do it. Giving back to the community can give you a sense of purpose and positivity. It can also help you connect with others and even grow your skills or learn new ones. If you are looking for ways to boost your mood, use extra free time productively, and set positive examples for friends, family, and children in your life, we have a few ideas to get you going. Below are our top picks for giving back this winter.

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The holiday season is almost here, and now is the perfect time to get started. But before you head out with your credit card in hand, it is essential to set a plan and create a realistic budget. It is easy to overspend with all of the excitement, but spending too much now could mean months of bills and high credit card charges in the new year. Most people want to control their holiday spending but get wrapped up in the festivities, and their good intentions get lost. Below are five creative ways to keep your holiday budget on track.

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Each year, Rivermark evaluates the needs facing the communities it serves and selects a grant recipient from the Rivermark Community Fund of the Oregon Community Foundation. We are pleased to announce Rebuilding Together as this year’s $20,000 grant recipient.

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