Articles

5 Must Have Checking Features

Whether you’re on the hunt for good checking accounts with the best features and benefits, or you’re just browsing and keeping your options open, you can always find new ways to better manage your finances. When searching for a checking account, you’ll notice each financial institution offers varying features and...

5 Tips to Make the Most of Your Home Equity Loan

If you own a home and have been paying it off for a while, you probably have acquired some home equity. If you’re unfamiliar with what home equity is, it’s simply the difference between your home’s value and the outstanding balance on your mortgage. The resulting number can be used for a variety of things when you...

KGW Great Food Drive 2020

The 2020 KGW Great Food Drive has been a remarkable success, and we are proud to announce that this year’s campaign raised a total of 3,607,839 pounds of food , surpassing the original goal of 2.5 million pounds ! Rivermark Credit Union, as a sponsor for the fourth consecutive year, is thrilled to see the...

Do I Have Enough Money to Buy a House

Buying a house should be one of the most exciting times in your life. You finally feel ready to make this big change! Soon, you’ll insert yourself into a fresh new place that you feel will improve your situation in some way. It should feel like everything is looking up for you. Right?

Should I Choose a Fixed or Adjustable Rate Mortgage

You’re at a stage in your life where you’re starting to consider purchasing a home. Congratulations! That’s a major milestone in the life of just about anyone. Whether it’s your first home or a second or third, odds are that you won’t be able to afford the purchase with cash alone. You’re almost certainly going to...

10 Ways to Boost Your Home's Resale Value

With housing values on the rise in many areas, you may be thinking about selling or updating your own property. Whether you're planning on entering the real estate market or you simply want to make your personal space more functional and enjoyable for you, here are some things you can do to improve the value of...

The Difference Between a Tax Credit and a Tax Deduction

“Just write it off.”

Tax Tips for Uber, Lyft, and Other Ride Sharing Drivers

When you're a driver for a ride-sharing company such as Uber or Lyft, the most important thing to understand about your taxes is that you are probably not an employee of Uber or Lyft. Drivers for these companies are usually independent contractors, a fact that has tax implications, both at filing time and...

What Parts of My House Payment are Tax Deductible

While there are plenty of expenses that come along with owning a house, there are some tax benefits too. If you’re looking to get the most out of your home, here are five tax breaks for homeowners you want to stay on top and keep a record of.

Can You Deduct 401K Savings From Your Taxes

The contributions you make to your 401(k) plan can reduce your tax liability at the end of the year as well as your tax withholding each pay period. However, you don’t actually take a tax deduction on your income tax return for your 401(k) plan contributions. This is because you receive the benefit of a tax...