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Articles

Explore our library for financial tips, budgeting strategies, inspiring community stories, and more!

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Keep Your Accounts Safe After a Data Breach

It is important to remain vigilant by protecting your personal information to reduce the risk of fraud or identity theft. If you believe that your personal information has been compromised due to a data breach or another form of identity theft, there are some steps you can take to limit the potential damage.
Family walking to school.

Smart Tips for Back to School Savings

August means store shelves are filled to the brim with pencils, crayons, rulers, and other school supplies. Department stores are advertising unbelievable sales, and discount stores have coupons galore. With the average family spending hundreds of dollars on back to school necessities it’s no surprise that it's the...
Keyboard with a key that says freeze credit.

Pros and Cons of Freezing Your Credit

There are many reasons someone might want to freeze their credit or lock their credit report down. These might include being the victim of a stolen identity or being worried about a data breach. Both of these situations are stressful and can be overwhelming. If you’re worried that your data has been breached or...
Couple picking new paint for their home.

Budget and Time Friendly Home Improvement Projects

The summer and fall months are a great time to get some home improvement projects and remodels finished. But for most of us, money and time are both factors in deciding what to do and how to get it done. We’ve put together some projects you can do on a tight budget and timeline.
Couple meeting a realtor to see a new home.

10 Expenses to Expect Beyond Your Mortgage Payment

The world would be a simpler place if the only expense you had were your mortgage or housing expenses. But life isn’t free or that simple — especially when you own a home. That’s why we’ve compiled 10 expenses you’ll likely have beyond what you owe on your home loan.
Man washing the exterior of his vehicle.

9 Essential Car Care Tips

Buying a new or used vehicle can be a big investment. But as any economist will tell you, gas-powered cars and trucks do not typically go up in value. With every passing mile, your vehicle is worth less and less. Thankfully, you can slow that depreciation, get more miles out of your favorite mode of transportation...
Man looking over his business budget.

4 Smart Business Budget Tips

Small business owners have to cover numerous expenses like payroll, utilities, equipment costs and advertising. Without a tight budget, it's easy to lose track of where the money goes. With that in mind, here are some tips to help get your company's budget on track.
College graduates celebrating.

Going to College

Going to college is a huge, life-changing event. All the excitement that comes with preparing applications, getting accepted, and learning which of your friends will be your next-door neighbors can soon give way to anxiety about the costs that come along with a higher education. Rivermark is here to help. Check out...
Young couple talking to a realtor.

Home Buying Myths

A home is the most expensive purchase you’ll likely ever make. New home buyers have a lot to learn and, unfortunately, there is a lot of misinformation out there. Before making the leap, make sure you are educated on these common myths.
Older couple looking at finances together.

Planning for Retirement

Retirement is something that most people look forward to, but many aren’t prepared for. Fortunately, it’s never too late—or too early—to start thinking about how you’ll fund your retirement. If you’re banking on Social Security, you might want to adjust your expectations for how much Social Security will add to...