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Small Business Auto Loans

Keep Your Business on the Move

Small Business Rates

  • Vehicle 2021 & Older

    View All Rates

    As Low As 7.49% APR*

    • Shopping for a business vehicle?

    Rivermark offers low loan rates on new or used vehicles. Pay less interest, own your business vehicle faster and hold your vehicle in your business name.  

    • Low fixed rates - new or used
    • No loan fee
    • Up to 120% financing available
    • Terms up to 76 months

    If you're interested in applying for a business auto loan, please apply online, visit a branch, give us a call.

    Apply Online
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    Refinance & Save

    Did you know you can refinance your higher rate auto loan from another lender?  If you currently have an auto loan somewhere other than Rivermark, you may be able to lower your car payment by transferring your loan to Rivermark. It’s easy and once you are approved, we will take care of transferring the loan for you. 

    • Lower your monthly car payment 
    • Extend your term
    • No loan fee to refinance
    Apply Online Refinance & Save Apply Online
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    Auto Buying Service

    We’re partnered with Auto Solution to help you find the vehicle you need at a great price, without the hassle.

    • No need to visit a dealership
    • No haggling over prices
    • Help with your trade-in
    • Delivery of your car right to your work, home or nearest Rivermark branch!
    Learn More Auto Buying Service Learn More

    Frequently Asked Questions

    • Financing for eligible business members purchasing or refinancing a business-use auto, truck, SUV, or pickup.

    • Get practical financing and local guidance to help your business move forward.

    • Eligible Rivermark business members, including approved sole proprietorships, partnerships, corporations, LLCs, and other qualifying entities.

    • Yes. Rivermark business membership must be established before the loan is finalized.

    • Non-profit organizations, not-for-profit organizations, and business associations are not eligible.

    • Loan amounts range from $5,000 to $49,000, subject to credit approval and aggregate limits.

    • Terms generally range from 12 to 76 months, depending on the loan and qualifications.

    • Business-use new and used vehicles may qualify, subject to model year, mileage, value, and program guidelines.

    • Rivermark generally uses MSRP for new vehicles and Kelley Blue Book retail value for used vehicles.

    • Approved financing may include tax, title, license, and eligible cancellable protection products.

    • No. Vehicles with damaged, branded, or reconstructed titles are not eligible.

    • Business, ownership, vehicle, loan, and insurance information, if available.

    • A Rivermark team member can help review your options before you apply.

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    APR = Annual Percentage Rate.

    *Rates and terms offered are effective as of August 03, 2026 and are subject to change without notice. Rates assume 100% LTV. Finance up to 120% of MSRP (Manufacturer’s Suggested Retail Price)/J.D. POWER KELLY BLUE BOOK plus title, license and registration. Actual APR, loan term, and LTV will be based on credit qualifications, loan amount and collateral. Available discounts include: 0.50% for LTVs below 100%. Exclusions apply.  Talk to a member advisor about additional options. Maximum loan amounts up to $49,000.