Articles

What You Should Know if You're Close To Retirement

The closer you get to retirement, the more excited you may be—and more worried. If you are 18 to 24 months away from retirement, this article is for you. You may still be wondering if you have enough saved, or if you can (or should) plan on finding a supplemental income. How will an uncertain economy affect your...

Maintaining Your Home After Purchase

Owning your own home can be an excellent investment. It can also be financially draining if you aren’t regularly maintaining your home. Regular maintenance can take time, planning, and money, but it can help you to save on unexpected repair costs and keep the value of your home up. Below, we share some of our tips...

Coping with Financial Stress

There are plenty of good reasons to worry about money. We've all sat up at night, looking over bills or calculating expenses in our heads, wondering how to handle the present and plan for the future. Many Americans say that financial stress is a problem in their lives. Unfortunately, this worry can get out of...

Lowering Your Household Food Costs

These days, most households are looking for ways to cut down on grocery and dining costs. In this article, we take a look at practical ways your family can cut down on food costs, whether you cook at home or tend to order/eat out.

What Are Mortgage Points and Are They Worth Paying For

Many members who close on a home mortgage with us wonder about mortgage points and whether you really save more in the long run by purchasing mortgage points upfront. If you’re new to the home-buying process, you may even be wondering what mortgage points are. Rivermark is here to help. We’ll explain everything you...

6 Common Elderly Scams to Watch Out For

A scam can be initiated via the computer (email, internet, social media), text, postal mail, in person, or a phone call. No matter the origin of the scam, the characteristics are the same:

What Are Mortgage Principal and Interest

When you have a home loan, you’re supposed to make the monthly payment specified in the loan contract. When you make that payment, you’re essentially making a payment that gets divided between the two basic components of the loan: principal and interest.

Tips for Starting a Business

Starting a business is no small feat, but it can be an incredibly satisfying venture with great rewards. Many people dream of different entrepreneurial pursuits, but it takes a good amount of dedication, motivation, and persistence to actually make your ideas into a reality.

5 Facts About Being a First-Time Homeowner

Being a new homeowner is an invigorating and truly exciting time of your life. You get to paint, remodel, design, and build up things that represent you and lifestyle. You get to alter and develop the house so that it becomes a home for all who are living there.

Steps for Getting a Car Loan

Everyone should feel like they have access to owning a vehicle. Having your own car gives you flexibility and control over how and when you get places, and it provides you with a sense of freedom that you can’t get with public transportation. But not everyone has the funds to purchase a car on their own. That’s...