Articles
Explore our library for financial tips, budgeting strategies, inspiring community stories, and more!
6 Factors That Could Hurt Your Credit Score
It's no secret that maintaining a good credit score is essential to strong financial health. It is a must if you ever wish to take out a substantial loan or need to apply for rental properties. Most people know the basics of what may hurt and what may help your credit score. For example, paying your bills on time will...
How to Avoid Spoofing Scams
Fraudsters are getting smarter—and spoofing is one of the fastest‑growing threats targeting credit union members. Spoofing happens when scammers disguise their phone number, text message, or email to make it look like it’s coming from a trusted source, like Rivermark, another financial institution, or even a...
Money Skills for Young Adults
As new college graduates, young professionals, and others in their twenties launch their careers, they get bombarded with tempting ways to spend money. For many, handling a more considerable income and “adult” expenses like rent, utilities, and insurance, is a new experience. Now more than ever, money management...
Creating a Will
It’s not always an easy thing to think about, but preparing for your end of life will ultimately ensure your property is distributed as you wish, and to the benefit of those you care about most. In this article, we discuss why a will is important and how to create one. While creating a will may not help your personal...
Benefits of Delaying Retirement
Some anticipate retirement years as a time for new adventures, travel, and pursuing postponed hobbies. Approximately half of working Americans retire between the ages of 61 and 65. For a growing number of seniors, delaying retirement is becoming more common. Some people delay out of financial necessity, while...
8 Tips to Eliminate Debt Now
Debt is something many people deal with in their life. It can feel difficult to tackle, which is why many need strategies to help eliminate their debt. If you feel overwhelmed by your current financial situation, understand that you are not alone. We have identified eight strategies that you can use to help you...
How to Avoid Outliving Your Money
If you are like most American workers, you will likely be responsible for saving most of the money you will need for retirement. That's because many companies have replaced defined-benefit (or pension) plans with defined-contribution (or 401k) plans. Furthermore, Social Security will only cover a fraction of the...
Will Getting Married Change My Tax Situation
Are you planning to get married or are getting married soon? If so, congratulations! As you and your significant other plan for the big day and your life together, there is a lot to take into consideration. And as fun as planning your wedding may be, don’t forget about your taxes as well – just because you have...