Articles

Going to College

Going to college is a huge, life-changing event. All the excitement that comes with preparing applications, getting accepted, and learning which of your friends will be your next-door neighbors can soon give way to anxiety about the costs that come along with a higher education. Rivermark is here to help. Check out...

Home Buying Myths

A home is the most expensive purchase you’ll likely ever make. New home buyers have a lot to learn and, unfortunately, there is a lot of misinformation out there. Before making the leap, make sure you are educated on these common myths.

Planning for Retirement

Retirement is something that most people look forward to, but many aren’t prepared for. Fortunately, it’s never too late—or too early—to start thinking about how you’ll fund your retirement. If you’re banking on Social Security, you might want to adjust your expectations for how much Social Security will add to...

4 Ways to Cut Expenses For Your Small Business

When it comes to keeping costs down, all small business owners know one thing: creativity is key. Following the same operations model used by larger organizations is challenging, if not impossible. Instead, you have to stay flexible and adapt to changing circumstances to turn a profit. With that in mind, here are a...

Sending a Child to College

Sending a child to college can leave you contemplating both an empty nest and an empty wallet. It’s never too early to start planning and saving…but it’s never too late, either. Whether you have several years to plan, or just a couple, Rivermark is your trusted resource during the uncertain financial times ahead....

Improving Your Credit Score

Maintaining a good credit score may mean the difference between being able to borrow money for important purchases and not being able to borrow money at all.

Protect Your Business from Cyber Crime

Cyber security is a growing concern for small businesses. According to McAfee, 75% of data breaches are targeted towards smaller sized organizations. Breaches are expensive, in both loss of revenue and reputational risk, with 60% of small businesses going out of business within six months of a breach. Unlike large...

Manage Cash Flow

You’ve likely heard that cash flow is the life blood of your business. Without a good grasp on how cash is flowing in and out, many businesses fail. Managing cash flow can be challenging, but we’ve put together some strategies to help you.

Types of Business Ownership and Legal Structures

There are few things as exciting—and terrifying—as owning your own business. It’s hard work, but nothing is quite as rewarding as being your own boss. But like all good things in life, owning your own business is a lot of work. Even if you have a great idea, it can be incredibly discouraging just to figure out where...

What's a Checking Account?

We understand that not everyone may be a fan of crunching numbers and budgeting like we are. But even if you’re no financial guru, you probably like earning money and making it work for you. But to make your money work for you, you have to be strategic in how you use it. That’s why it’s smart to open a checking...