Articles

4 Ways to Cut Expenses For Your Small Business

When it comes to keeping costs down, all small business owners know one thing: creativity is key. Following the same operations model used by larger organizations is challenging, if not impossible. Instead, you have to stay flexible and adapt to changing circumstances to turn a profit. With that in mind, here are a...

Sending a Child to College

Sending a child to college can leave you contemplating both an empty nest and an empty wallet. It’s never too early to start planning and saving…but it’s never too late, either. Whether you have several years to plan, or just a couple, Rivermark is your trusted resource during the uncertain financial times ahead....

Improving Your Credit Score

Maintaining a good credit score may mean the difference between being able to borrow money for important purchases and not being able to borrow money at all.

Protect Your Business from Cyber Crime

Cyber security is a growing concern for small businesses. According to McAfee, 75% of data breaches are targeted towards smaller sized organizations. Breaches are expensive, in both loss of revenue and reputational risk, with 60% of small businesses going out of business within six months of a breach. Unlike large...

Manage Cash Flow

You’ve likely heard that cash flow is the life blood of your business. Without a good grasp on how cash is flowing in and out, many businesses fail. Managing cash flow can be challenging, but we’ve put together some strategies to help you.

Types of Business Ownership and Legal Structures

There are few things as exciting—and terrifying—as owning your own business. It’s hard work, but nothing is quite as rewarding as being your own boss. But like all good things in life, owning your own business is a lot of work. Even if you have a great idea, it can be incredibly discouraging just to figure out where...

What's a Checking Account?

We understand that not everyone may be a fan of crunching numbers and budgeting like we are. But even if you’re no financial guru, you probably like earning money and making it work for you. But to make your money work for you, you have to be strategic in how you use it. That’s why it’s smart to open a checking...

5 Good Reasons to Manage Your Credit Wisely

Building a good credit history is huge for your credit health, but you need to know why maintaining good credit overtime is so important. A good credit history will definitely help you get more credit. But did you know that it can affect your everyday life too—even in the near future?

Paying Down Credit Card Debt

There are many benefits to focusing on paying down debt. Paying off consumer debt protects your financial stability. Most people know that keeping credit card debt around 10%-20% of your available credit helps maintain a good credit score. A good credit score can help you make necessary purchases when you need them...

Top Tips to Sell Your Home Fast

Give these tips a try, and most experts agree you’ll have an easier time making a sale.