Articles

7 Easy Steps to Build an Emergency Fund

Are you prepared for an emergency? If not, you need to start building an emergency fund today. This is money that you save specifically for emergencies. When something unexpected comes up and you need money fast, your emergency fund will be there to help you out. Follow these 7 simple steps and you will be on your way...

30 Day Financial Cleanse

Bad financial habits tend to creep up on us until they compound into big problems. It’s only when we can’t keep up on our debt payments or during an embarrassing situation, that we take notice and decide to do something about it. A financial cleanse is a great way to make lasting changes.

Start a Budget

For a lot of folks, the first step to setting a budget is often the hardest, because you have to stare your ‘bad’ habits right in the face (for example, your daily double-mocha-whipped-yumminess). But once you get a handle on where your money is going, you can set realistic goals for spending (and saving). So, take...

12 Day Financial Success Advent Calendar

Advent calendars are all about getting little prizes over the course of a few days or weeks with the end goal of celebrating a larger event on the last day. Your financial health should feel exactly like that. Taking small, intentional steps toward your larger goals will help you achieve them faster and feel good...

10 Ways to Save on Your Energy Bill

The warm weather months are coming up, and that means one thing: it's time to start figuring out how you can save money on your energy bill. With the summer months being notoriously expensive for cooling bills, there are many ways to cut down on utility costs without sacrificing comfort or convenience. Here are ten...

Navigating Reduced Income

Many Americans have face drastically reduced income at some point or another. Some people have lost their jobs, or have reduced work available to them. Below are our tips on surviving on less income.

How To Plan For Financial Emergencies

Most of us will have to deal with a financial emergency at some point in our lives. They can happen at any time and rarely come with a warning. Whether you have one year or one week to adjust to such monetary upheavals as divorce, medical emergencies, military deployment, or loss of wages, you may be able to sail...

6 Ways to Save Money Without Sacrificing Your Lifestyle

The economy today makes it essential to save money wherever you can. People tend to fear having to sacrifice the things they enjoy for the sake of keeping more cash in their pockets. The good news is that you can save money without sacrificing the lifestyle you enjoy. Here are some tips for saving money without...

5 Habits That Can Ruin Your Budget

You've created a budget that looks great on paper. You've established different spending categories and established reasonable limits. Despite these efforts, you still run into problems on a regular basis. Sound familiar? Double-check your budget based on factors such as income and goals. When everything appears to...

Ways to Save Money Every Day of the Month

If you're looking to save money on a monthly basis, it's important to have a plan. It can be hard to find the motivation and discipline necessary to save if you don't know where your money is going or what it's being used for. That's why we've created this guide - so that you'll know exactly how much you need to spend...