April 15, 2026
| Product | APR (Minimum) | APR (Maximum) | Amount | ||
|---|---|---|---|---|---|
| Small Business Cash Back | |||||
| Purchase APR | 16.25% | 23.99% | Up to $30,000 | ||
| Balance Transfer / Cash Advance APR | 18.25% | 23.99% | Up to $30,000 | ||
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Small Business Cash Back
Purchase APR
Apr min 16.25%
Apr maximum 23.99%
Amount Up to $30,000
Balance Transfer / Cash Advance APR
Apr min 18.25%
Apr maximum 23.99%
Amount Up to $30,000
2026-04-15 19:17:10
Apr min
Apr maximum
Amount
1 Small Business Cash Back
Earn 2% unlimited cash back with every purchase. Credit limits from $500 to $30,000. Rates are based on your credit history and current credit report. All loans are subject to underwriting approval. Foreign currency conversion fee up to 1% may apply. No Annual Fee, Cash Advance Fee, or Balance Transfer Fee.2026-04-15 19:17:10
VR Small Business Cash Back - Variable Rates
The APR (Annual Percentage Rate) is variable and is based upon an index plus a margin. The APR will vary with Prime Rate (the index) as published in the Wall Street Journal. Except where otherwise indicated, the APR is accurate as of April 15, 2026 and is subject to change without notice.Business Credit Card Agreement | Cash Back Rewards Terms and Conditions | Business Cash Back Credit Card Visa Benefits Guide
APR (Terminology)
APR = Annual Percentage Rate.2026-04-15 19:17:10