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2026-07-08 20:01:49

Business Certificates

Business Deposit Rates

July 08, 2026

Term Minimum Balance to Earn APY Interest Rate APY
Loyalty CDs
10 Month Loyalty Certificate $0.01–$49,999.99 3.44% 3.50%
$50,000–$99,999.99 3.44% 3.50%
$100,000 or more 3.44% 3.50%
Business Certificates of Deposit
6 Month Certificate $0.01 –$49,999.99 3.01% 3.05%
$50,000–$99,999.99 3.01% 3.05%
$100,000 or more 3.01% 3.05%
12 Month Certificate $0.01 –$49,999.99 2.86% 2.90%
$50,000–$99,999.99 2.86% 2.90%
$100,000 or more 2.86% 2.90%
24 Month Certificate $0.01 –$49,999.99 3.15% 3.20%
$50,000–$99,999.99 3.15% 3.20%
$100,000 or more 3.15% 3.20%
36 Month Certificate $0.01 –$49,999.99 3.15% 3.20%
$50,000–$99,999.99 3.15% 3.20%
$100,000 or more 3.15% 3.20%
48 Month Certificate $0.01 –$49,999.99 3.20% 3.25%
$50,000–$99,999.99 3.20% 3.25%
$100,000 or more 3.20% 3.25%
60 Month Certificate $0.01 –$49,999.99 3.25% 3.30%
$50,000–$99,999.99 3.25% 3.30%
$100,000 or more 3.25% 3.30%
2026-07-08 20:01:49

Loyalty CDs

10 Month Loyalty Certificate

Balance $0.01–$49,999.99
Rate 3.44%
Apy 3.50%

Balance $50,000–$99,999.99
Rate 3.44%
Apy 3.50%

Balance $100,000 or more
Rate 3.44%
Apy 3.50%

Business Certificates of Deposit

6 Month Certificate

Balance $0.01 –$49,999.99
Rate 3.01%
Apy 3.05%

Balance $50,000–$99,999.99
Rate 3.01%
Apy 3.05%

Balance $100,000 or more
Rate 3.01%
Apy 3.05%

12 Month Certificate

Balance $0.01 –$49,999.99
Rate 2.86%
Apy 2.90%

Balance $50,000–$99,999.99
Rate 2.86%
Apy 2.90%

Balance $100,000 or more
Rate 2.86%
Apy 2.90%

24 Month Certificate

Balance $0.01 –$49,999.99
Rate 3.15%
Apy 3.20%

Balance $50,000–$99,999.99
Rate 3.15%
Apy 3.20%

Balance $100,000 or more
Rate 3.15%
Apy 3.20%

36 Month Certificate

Balance $0.01 –$49,999.99
Rate 3.15%
Apy 3.20%

Balance $50,000–$99,999.99
Rate 3.15%
Apy 3.20%

Balance $100,000 or more
Rate 3.15%
Apy 3.20%

48 Month Certificate

Balance $0.01 –$49,999.99
Rate 3.20%
Apy 3.25%

Balance $50,000–$99,999.99
Rate 3.20%
Apy 3.25%

Balance $100,000 or more
Rate 3.20%
Apy 3.25%

60 Month Certificate

Balance $0.01 –$49,999.99
Rate 3.25%
Apy 3.30%

Balance $50,000–$99,999.99
Rate 3.25%
Apy 3.30%

Balance $100,000 or more
Rate 3.25%
Apy 3.30%

2026-07-08 20:01:49

Balance
Rate
Apy

1 Loyalty CDs

For all Certificate accounts there may be a penalty for early withdrawal. APY assumes that all interest will remain on deposit until maturity, a withdrawal will reduce earnings. Fixed rate, interest is compounded daily and credited monthly. $500 minimum deposit to open certificates. Cannot add funds to business certificates after account opening.

2 Business Certificates of Deposit

For all Certificate accounts there may be a penalty for early withdrawal. APY assumes that all interest will remain on deposit until maturity, a withdrawal will reduce earnings. Fixed rate, interest is compounded daily and credited monthly. $500 minimum deposit to open certificates. Cannot add funds to business certificates after account opening.

APY (Terminology)

APY = Annual Percentage Yield.