Business Certificates

Business Deposit Rates

June 01, 2026

Term Minimum Balance to Earn APY Interest Rate APY
Loyalty CDs
10 Month Loyalty Certificate $500–$49,999.99 3.44% 3.50%
$50,000–$99,999.99 3.44% 3.50%
$100,000 or more 3.44% 3.50%
Business Certificates of Deposit
6 Month Certificate $0.01 –$49,999.99 3.15% 3.20%
$50,000–$99,999.99 3.15% 3.20%
$100,000 or more 3.15% 3.20%
12 Month Certificate $0.01 –$49,999.99 2.71% 2.75%
$50,000–$99,999.99 2.71% 2.75%
$100,000 or more 2.71% 2.75%
24 Month Certificate $0.01 –$49,999.99 3.01% 3.05%
$50,000–$99,999.99 3.01% 3.05%
$100,000 or more 3.01% 3.05%
36 Month Certificate $0.01 –$49,999.99 3.01% 3.05%
$50,000–$99,999.99 3.01% 3.05%
$100,000 or more 3.01% 3.05%
48 Month Certificate $0.01 –$49,999.99 3.05% 3.10%
$50,000–$99,999.99 3.05% 3.10%
$100,000 or more 3.05% 3.10%
60 Month Certificate $0.01 –$49,999.99 3.10% 3.15%
$50,000–$99,999.99 3.10% 3.15%
$100,000 or more 3.10% 3.15%
2026-06-01 13:23:13

Loyalty CDs

10 Month Loyalty Certificate

Balance $500–$49,999.99
Rate 3.44%
Apy 3.50%

Balance $50,000–$99,999.99
Rate 3.44%
Apy 3.50%

Balance $100,000 or more
Rate 3.44%
Apy 3.50%

Business Certificates of Deposit

6 Month Certificate

Balance $0.01 –$49,999.99
Rate 3.15%
Apy 3.20%

Balance $50,000–$99,999.99
Rate 3.15%
Apy 3.20%

Balance $100,000 or more
Rate 3.15%
Apy 3.20%

12 Month Certificate

Balance $0.01 –$49,999.99
Rate 2.71%
Apy 2.75%

Balance $50,000–$99,999.99
Rate 2.71%
Apy 2.75%

Balance $100,000 or more
Rate 2.71%
Apy 2.75%

24 Month Certificate

Balance $0.01 –$49,999.99
Rate 3.01%
Apy 3.05%

Balance $50,000–$99,999.99
Rate 3.01%
Apy 3.05%

Balance $100,000 or more
Rate 3.01%
Apy 3.05%

36 Month Certificate

Balance $0.01 –$49,999.99
Rate 3.01%
Apy 3.05%

Balance $50,000–$99,999.99
Rate 3.01%
Apy 3.05%

Balance $100,000 or more
Rate 3.01%
Apy 3.05%

48 Month Certificate

Balance $0.01 –$49,999.99
Rate 3.05%
Apy 3.10%

Balance $50,000–$99,999.99
Rate 3.05%
Apy 3.10%

Balance $100,000 or more
Rate 3.05%
Apy 3.10%

60 Month Certificate

Balance $0.01 –$49,999.99
Rate 3.10%
Apy 3.15%

Balance $50,000–$99,999.99
Rate 3.10%
Apy 3.15%

Balance $100,000 or more
Rate 3.10%
Apy 3.15%

2026-06-01 13:23:13

Balance
Rate
Apy

1 Loyalty CDs

For all Certificate accounts there may be a penalty for early withdrawal. APY assumes that all interest will remain on deposit until maturity, a withdrawal will reduce earnings. Fixed rate, interest is compounded daily and credited monthly. $500 minimum deposit to open certificates. Cannot add funds to business certificates after account opening.

2 Business Certificates of Deposit

For all Certificate accounts there may be a penalty for early withdrawal. APY assumes that all interest will remain on deposit until maturity, a withdrawal will reduce earnings. Fixed rate, interest is compounded daily and credited monthly. $500 minimum deposit to open certificates. Cannot add funds to business certificates after account opening.

APY (Terminology)

APY = Annual Percentage Yield.