Business Certificates

Business Deposit Rates

March 06, 2026

Term Minimum Balance to Earn APY Interest Rate APY
CD Promotional Offers
9 Month New Money Promo Certificate $500–$49,999.99 3.92% 4.00%
$50,000–$99,999.99 3.92% 4.00%
$100,000 or more 3.92% 4.00%
10 Month Loyalty Certificate $500–$49,999.99 3.41% 3.50%
$50,000–$99,999.99 3.41% 3.50%
$100,000 or more 3.41% 3.50%
Business Certificates of Deposit
6 Month Certificate $0.01 –$49,999.99 3.15% 3.20%
$50,000–$99,999.99 3.15% 3.20%
$100,000 or more 3.15% 3.20%
12 Month Certificate $0.01 –$49,999.99 2.71% 2.75%
$50,000–$99,999.99 2.71% 2.75%
$100,000 or more 2.71% 2.75%
24 Month Certificate $0.01 –$49,999.99 2.76% 2.80%
$50,000–$99,999.99 2.76% 2.80%
$100,000 or more 2.76% 2.80%
36 Month Certificate $0.01 –$49,999.99 2.81% 2.85%
$50,000–$99,999.99 2.81% 2.85%
$100,000 or more 2.81% 2.85%
48 Month Certificate $0.01 –$49,999.99 2.86% 2.90%
$50,000–$99,999.99 2.86% 2.90%
$100,000 or more 2.86% 2.90%
60 Month Certificate $0.01 –$49,999.99 2.91% 2.95%
$50,000–$99,999.99 2.91% 2.95%
$100,000 or more 2.91% 2.95%

CD Promotional Offers

9 Month New Money Promo Certificate

Balance $500–$49,999.99
Rate 3.92%
Apy 4.00%

Balance $50,000–$99,999.99
Rate 3.92%
Apy 4.00%

Balance $100,000 or more
Rate 3.92%
Apy 4.00%

10 Month Loyalty Certificate

Balance $500–$49,999.99
Rate 3.41%
Apy 3.50%

Balance $50,000–$99,999.99
Rate 3.41%
Apy 3.50%

Balance $100,000 or more
Rate 3.41%
Apy 3.50%

Business Certificates of Deposit

6 Month Certificate

Balance $0.01 –$49,999.99
Rate 3.15%
Apy 3.20%

Balance $50,000–$99,999.99
Rate 3.15%
Apy 3.20%

Balance $100,000 or more
Rate 3.15%
Apy 3.20%

12 Month Certificate

Balance $0.01 –$49,999.99
Rate 2.71%
Apy 2.75%

Balance $50,000–$99,999.99
Rate 2.71%
Apy 2.75%

Balance $100,000 or more
Rate 2.71%
Apy 2.75%

24 Month Certificate

Balance $0.01 –$49,999.99
Rate 2.76%
Apy 2.80%

Balance $50,000–$99,999.99
Rate 2.76%
Apy 2.80%

Balance $100,000 or more
Rate 2.76%
Apy 2.80%

36 Month Certificate

Balance $0.01 –$49,999.99
Rate 2.81%
Apy 2.85%

Balance $50,000–$99,999.99
Rate 2.81%
Apy 2.85%

Balance $100,000 or more
Rate 2.81%
Apy 2.85%

48 Month Certificate

Balance $0.01 –$49,999.99
Rate 2.86%
Apy 2.90%

Balance $50,000–$99,999.99
Rate 2.86%
Apy 2.90%

Balance $100,000 or more
Rate 2.86%
Apy 2.90%

60 Month Certificate

Balance $0.01 –$49,999.99
Rate 2.91%
Apy 2.95%

Balance $50,000–$99,999.99
Rate 2.91%
Apy 2.95%

Balance $100,000 or more
Rate 2.91%
Apy 2.95%

1 CD Promotional Offers

For all Certificate accounts there may be a penalty for early withdrawal. APY assumes that all interest will remain on deposit until maturity, a withdrawal will reduce earnings. Fixed rate, interest is compounded daily and credited monthly. $500 minimum deposit to open certificates. Cannot add funds to business certificates after account opening.

2 Business Certificates of Deposit

For all Certificate accounts there may be a penalty for early withdrawal. APY assumes that all interest will remain on deposit until maturity, a withdrawal will reduce earnings. Fixed rate, interest is compounded daily and credited monthly. $500 minimum deposit to open certificates. Cannot add funds to business certificates after account opening.

APY (Terminology)

APY = Annual Percentage Yield.