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Business Certificates
Business Deposit Rates
February 13, 2026
| Term | Minimum Balance to Earn APY | Interest Rate | APY | ||
|---|---|---|---|---|---|
| CD Promotional Offers | |||||
| 9 Month New Money Promo Certificate | $500–$49,999.99 | 3.92% | 4.00% | ||
| $50,000–$99,999.99 | 3.92% | 4.00% | |||
| $100,000 or more | 3.92% | 4.00% | |||
| 10 Month Loyalty Certificate | $500–$49,999.99 | 3.41% | 3.50% | ||
| $50,000–$99,999.99 | 3.41% | 3.50% | |||
| $100,000 or more | 3.41% | 3.50% | |||
| Business Certificates of Deposit | |||||
| 6 Month Certificate | $0.01 –$49,999.99 | 3.15% | 3.20% | ||
| $50,000–$99,999.99 | 3.15% | 3.20% | |||
| $100,000 or more | 3.15% | 3.20% | |||
| 12 Month Certificate | $0.01 –$49,999.99 | 2.71% | 2.75% | ||
| $50,000–$99,999.99 | 2.71% | 2.75% | |||
| $100,000 or more | 2.71% | 2.75% | |||
| 24 Month Certificate | $0.01 –$49,999.99 | 2.76% | 2.80% | ||
| $50,000–$99,999.99 | 2.76% | 2.80% | |||
| $100,000 or more | 2.76% | 2.80% | |||
| 36 Month Certificate | $0.01 –$49,999.99 | 2.81% | 2.85% | ||
| $50,000–$99,999.99 | 2.81% | 2.85% | |||
| $100,000 or more | 2.81% | 2.85% | |||
| 48 Month Certificate | $0.01 –$49,999.99 | 2.86% | 2.90% | ||
| $50,000–$99,999.99 | 2.86% | 2.90% | |||
| $100,000 or more | 2.86% | 2.90% | |||
| 60 Month Certificate | $0.01 –$49,999.99 | 2.91% | 2.95% | ||
| $50,000–$99,999.99 | 2.91% | 2.95% | |||
| $100,000 or more | 2.91% | 2.95% | |||
CD Promotional Offers
9 Month New Money Promo Certificate
Balance $500–$49,999.99
Rate 3.92%
Apy 4.00%
Balance $50,000–$99,999.99
Rate 3.92%
Apy 4.00%
Balance $100,000 or more
Rate 3.92%
Apy 4.00%
10 Month Loyalty Certificate
Balance $500–$49,999.99
Rate 3.41%
Apy 3.50%
Balance $50,000–$99,999.99
Rate 3.41%
Apy 3.50%
Balance $100,000 or more
Rate 3.41%
Apy 3.50%
Business Certificates of Deposit
6 Month Certificate
Balance $0.01 –$49,999.99
Rate 3.15%
Apy 3.20%
Balance $50,000–$99,999.99
Rate 3.15%
Apy 3.20%
Balance $100,000 or more
Rate 3.15%
Apy 3.20%
12 Month Certificate
Balance $0.01 –$49,999.99
Rate 2.71%
Apy 2.75%
Balance $50,000–$99,999.99
Rate 2.71%
Apy 2.75%
Balance $100,000 or more
Rate 2.71%
Apy 2.75%
24 Month Certificate
Balance $0.01 –$49,999.99
Rate 2.76%
Apy 2.80%
Balance $50,000–$99,999.99
Rate 2.76%
Apy 2.80%
Balance $100,000 or more
Rate 2.76%
Apy 2.80%
36 Month Certificate
Balance $0.01 –$49,999.99
Rate 2.81%
Apy 2.85%
Balance $50,000–$99,999.99
Rate 2.81%
Apy 2.85%
Balance $100,000 or more
Rate 2.81%
Apy 2.85%
48 Month Certificate
Balance $0.01 –$49,999.99
Rate 2.86%
Apy 2.90%
Balance $50,000–$99,999.99
Rate 2.86%
Apy 2.90%
Balance $100,000 or more
Rate 2.86%
Apy 2.90%
60 Month Certificate
Balance $0.01 –$49,999.99
Rate 2.91%
Apy 2.95%
Balance $50,000–$99,999.99
Rate 2.91%
Apy 2.95%
Balance $100,000 or more
Rate 2.91%
Apy 2.95%