Holiday Closure: Rivermark will be closed on Monday, January 19, in observance of Martin Luther King Jr. Day. Access your accounts using our digital banking tools.

Auto Loan Rates

January 16, 2026

Term APR (Minimum) APR (Maximum) Payment (per $1,000)
Auto Loans: 2022 and Newer
Up to 76 Months 5.99% 17.09% $16.08 - $21.62
Up to 88 Months 6.49% 13.69% $14.56 - $18.07
Up to 96 Months 8.24% 10.74% $14.52 - $15.70
Auto Loans: 2021 and Older
Up to 76 Months 6.24% 17.34% $16.05 - $22.07
Up to 88 Months 6.74% 13.94% $14.52 - $18.41

Auto Loans: 2022 and Newer

Up to 76 Months

Apr minimum 5.99%
Apr maximum 17.09%
Payment $16.08 - $21.62

Up to 88 Months

Apr minimum 6.49%
Apr maximum 13.69%
Payment $14.56 - $18.07

Up to 96 Months

Apr minimum 8.24%
Apr maximum 10.74%
Payment $14.52 - $15.70

Auto Loans: 2021 and Older

Up to 76 Months

Apr minimum 6.24%
Apr maximum 17.34%
Payment $16.05 - $22.07

Up to 88 Months

Apr minimum 6.74%
Apr maximum 13.94%
Payment $14.52 - $18.41

1 Auto Loans

Rates and terms offered are effective as of the above date and are subject to change without notice. Please contact us for rates and terms specific to your loan request. Repayment Terms depend on purchase price, collateral value, down payment, amount financed and credit qualifications. All loans are subject to underwriting approval. Payment amount listed above is per $1,000 borrowed.

APR (terminology)

APR = Annual Percentage Rate.