There is a lot to know (or learn about) when you’re a first-time homeowner. Such as scheduling mortgage payments and putting together an attractive yet functional curb appeal. But there’s more. As new parts of this experience emerge, there are a handful of things that you should be prepared for. Here are five facts about being a first-time homeowner that you should take into consideration.
The COVID-19 pandemic is affecting every corner of the globe and all areas of our lives. It has changed the way we do things in ways most of us never would have imagined. It’s not surprising that most of us are feeling stressed and anxious, and our kids, too, are feeling the effects–especially children with an existing anxiety disorder. Fortunately, there are things we can do to help kids cope during this stressful time.
As we work through the impacts of this unprecedented time, we encourage you to take advantage of the remote and digital banking options that are available to Rivermark members. You can complete nearly all banking functions remotely, that you could do at a branch. Are you utilizing all of our online and mobile banking features?
Scammers are capitalizing on the coronavirus outbreak by targeting businesses and consumers through various schemes. There has been a marked uptick in fraud attempts to take advantage of this situation. Please remain as vigilant on the internet as you are washing your hands. The following steps will help you all stay safe.
When your family has to stay inside for days, weeks, or even longer periods of time—boredom can set in quickly. It might be tempting to let your kids spend hours in front of a screen, but many experts recommend limiting their screen time. If you're looking to mix things up, consider these fun and creative activities that the entire family will enjoy.
Rivermark is a proud sponsor of the KGW Great Food Drive for the 4th consecutive year. Since our involvement starting in 2017, over 6.7 million pounds of food has been donated; providing over 5,600,000 meals to local families. Help us collect one million pounds of food by the end of March. Donate cash or non-perishable food at our branches through the end of March or make a donation online.
Since we always want you to feel comfortable asking questions about home loans and the costs you’ll need to be aware of when buying your house, we put together this blog post to help you answer some of the questions you might be asking.
If you are new to buying a home, learning the nuances of mortgages can be daunting. At Rivermark, we aspire to help inform those making major financial choices, so we’d like to answer a very common question: should you choose a fixed- or adjustable-rate mortgage?
When it comes to debt or large expenses, there are a lot of options. If you own your home, you may be able to utilize the equity in your home to access funds. Knowing the difference between a Home Equity Line of Credit and a Home Equity Loan can play an important role in making a good financial decision.
With housing values on the rise in many areas, you may be thinking about selling or updating your own property. Whether you're planning on entering the real estate market or you simply want to make your personal space more functional and enjoyable for you, here are some things you can do to improve the value of your home.