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Your down payment for a home loan can be saved in many different ways. There will be easy ways and difficult ways. Some ways will require sacrifices, while others will take time. If you're committed to owning a home one day, these small sacrifices will be well worth it. The following are some ways you can begin saving for your down payment on a home today.
An understanding of how money works and how to manage money is one of the most significant gifts you can give your children. One day, we all want our children to be financially savvy adults, but with today's materialistic "spend-everything" culture and attitude, it's increasingly difficult. If you want your child to grow up with a basic understanding of money management, here are some things you can do.
Those looking to tidy up their homes and lives have taken to Marie Kondo and her KonMari method. If you've seen her Netflix series Tidying Up with Marie Kondo or read any of her books on the subject, you know she's all about inspiring others to choose joy when they organize.
Even the most careful of investors and planners can sometimes get caught off guard by life. In those moments, a personal loan can really make a difference. We've compiled six ways a personal loan can be helpful.
It has been a long winter. There is no better time to clean up your house than right now, before the summer arrives and you are going off on some much-needed adventures. Here are a few tips you can use to keep your house and property in great shape. It's time for some springtime home maintenance!
Rivermark is a proud sponsor of the KGW Great Food Drive. More than 10 million pounds of food have been donated since our involvement began in 2017, providing over 8,500,000 meals to local families. We appreciate every dollar you donate to the Oregon Food Bank through the KGW Great Food Drive! We are accepting cash donations at all of our branches through the end of March, or you can make a donation online.
Are you prepared for an emergency? If not, you need to start building an emergency fund today. This is money that you save specifically for emergencies. When something unexpected comes up and you need money fast, your emergency fund will be there to help you out. In this blog post, we will teach you how to build an emergency fund quickly and easily. Follow these 7 simple steps and you will be on your way to financial security!
The economy today makes it essential to save money wherever you can. People tend to fear having to sacrifice the things they enjoy for the sake of keeping more cash in their pockets. The good news is that you can save money without sacrificing the lifestyle you enjoy. Here are some tips for saving money without giving up what you love.
Rivermark Community Credit Union announced that it has been certified as a Community Development Financial Institution (CDFI) by the U.S. Department of Treasury. CDFIs are mission driven organizations that focus on serving low-income and underserved communities. Rivermark joins 1,300+ financial institutions nationwide, and just 10 Oregon based credit unions to achieve this certification.
You've created a budget that looks great on paper. You've established different spending categories and established reasonable limits. Despite these efforts, you still run into problems on a regular basis. Sound familiar? Double-check your budget based on factors such as income and goals. When everything appears to be going well, ask yourself if any of these common financial habits are derailing your plans.