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Rapids Blog

Avoiding Senior Scams

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If you have a senior you care for, this article is for you. We provide essential information and resources for seniors in your life. Many times, financial and other issues faced by seniors can go overlooked or unnoticed. We'll share tips to help you identify potential problems.

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Financially Themed Gifts

Festive gifts

The financial habits and money management skills kids learn can follow them for the rest of their lives. If you want to get your kids, grandkids, nieces, and nephews off to a great start, giving financially-themed gifts is always a good idea. These financially-savvy gifts are always appropriate, and they will be used and appreciated long after the current holiday season has ended.

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Giving Back in Uncertain Times

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This article focuses on the benefits of giving back to your community, and ways to do it. Giving back to the community can give you a sense of purpose and positivity. It can also help you connect with others and even grow your skills or learn new ones. If you are looking for ways to boost your mood, use extra free time productively, and set positive examples for friends, family, and children in your life, we have a few ideas to get you going. Below are our top picks for giving back this winter.

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Ways to Control Holiday Budget

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The holiday season is almost here, and now is the perfect time to get started. But before you head out with your credit card in hand, it is essential to set a plan and create a realistic budget. It is easy to overspend with all of the excitement, but spending too much now could mean months of bills and high credit card charges in the new year. Most people want to control their holiday spending but get wrapped up in the festivities, and their good intentions get lost. Below are five creative ways to keep your holiday budget on track.

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2020 Grant Recipient

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Each year, Rivermark evaluates the needs facing the communities it serves and selects a grant recipient from the Rivermark Community Fund of the Oregon Community Foundation. We are pleased to announce Rebuilding Together as this year’s $20,000 grant recipient.

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Data Security for Remote Workers

Data security

Many workers are still working remotely, at least part-time. Moving your "office" to your home has conveniences and challenges — Cybersecurity being one of them. Many people don't have proper knowledge and preparation for potential security threats. Working from home presents a lot of opportunity for someone's personal or business data to be compromised or stolen. The good news is that remote workers can take steps to protect their information and information from their employers. Here are some simple ways to keep your data safe while working from home.

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Close To Retirement?

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The closer you get to retirement, the more excited you may be—and more worried. If you are 18 to 24 months away from retirement, this article is for you. You may still be wondering if you have enough saved, or if you can (or should) plan on finding a supplemental income. How will an uncertain economy affect your retirement? We answer these questions and more below.

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Quick Tips to Pay Down Debt

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Lowering consumer debt can be a great way to raise your credit score, cut down on financial stress, and put you on track for a more financially fit future. However, it can also be challenging to do with rising costs, limited funds, and sometimes overwhelming interest costs. Here are some easy ways to start lowering your debt today.

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Maintaining Your Home After Purchase

Home Maintenance

Owning your own home can be an excellent investment. It can also be financially draining if you aren’t regularly maintaining your home. Regular maintenance can take time, planning, and money, but it can help you to save on unexpected repair costs and keep the value of your home up. Below, we share some of our tips for becoming a financially responsible homeowner.

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Financial Stress Effects

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Money may not buy you happiness, but studies show that your relationship with it impacts your health. Did you know money is tied to our basic, hard-wired drive to survive? When that drive can’t be attained, it compounds into stress. Maybe it’s why the age-old saying, “health is wealth,” is more than just a cliché. In the last 30 years ,our society has tripled its debt and simultaneously gotten sicker with heart disease, stroke, and mental illness on the rise. Coincidence or are finances partly to blame?

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