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Rapids Blog

Plan For Financial Emergencies

Emergency Savings Note

Most of us will have to deal with a financial emergency at some point in our lives. They can happen at any time, and rarely come with a warning. Whether you have one year or one week to adjust to such monetary upheavals as divorce, medical emergencies, military deployment or loss of wages, you may be able to sail through financial foul weather – as long as you PLAN for it.

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Wildfire Relief Support

Oregon wildfire

As the wildfires continue to spread throughout the Pacific Northwest, we share your concern and stand ready to support our members, employees, and the communities we serve. Read on for the full message from our CEO.

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Tips For Virtual Job Hunters

Virtual interview

The job search and hiring process have changed dramatically due to the Covid-19 pandemic. If you find yourself overwhelmed by the new virtual job application process, or just want to make sure you are putting your best virtual foot forward, here are our tips for success:

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Navigating Reduced Income

Crunching numbers on a calculator

Many Americans are facing drastically reduced income due to the Covid-19 pandemic. Some people have lost their jobs, or have reduced work available to them. With the CARES Act supplemental relief expiring at the end of July, extra federal unemployment benefits may soon be reduced as well. Below are our tips on surviving on less.

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6 Common Elderly Scams

Senior Scam

There will always be scams, particularly those targeted at seniors. This article identifies some common scams and some tips to help you take control of the situation and stay safe and stay in control.

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5 Ways to Save for a Home Loan Down Payment

Couple moving into house

There are many ways you can begin saving for your home loan down payment. Some ways will be easy, while others will take longer and require more sacrifices. So long as you’re committed to owning a home one day, these small sacrifices will be well worth it to accomplish your goals. Here a few ways you can start saving for a home loan down payment today.

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Teaching Kids And Teens Smart Money Habits

Mom and son with jar of coins

If you have children of your own, you may be wondering how and when to start teaching them smart financial habits like saving early and spending responsibly. Younger kids enjoy the process of learning and earning rewards, while teens will be motivated to learn because they are yearning for financial independence. If you’re not sure where to start, here are a few activities to help.

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10 Banking Terms You Should Know

Money in the dictionary

When it comes to banking, it’s important to understand what’s going on. You’ll want to know all the information available concerning your money in order to make the most well-informed decisions. There are many ways that you can become better educated on the banking process, and perhaps one of the best ways to keep yourself informed is to understand the many terms that are used in the banking world. Here are a few banking terms that everyone should know about.

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Stay on Track Summer Contest

Stay on Track Contest

Summer experiences can get expensive. Wherever your summer plans take you, it’s important to stay on the path to good financial health. BalanceTrack can help you “Stay on Track”! Presented by our partner in financial education, BALANCE, “Stay on Track” offers our BalanceTrack users the chance to win $500 and/or one of three $100 gift cards!

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