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Rapids Blog

Buying vs. Leasing a Car

When you decide to get a new car, the process can be overwhelming. There are many decisions you have to make. One of the most important decisions is whether you want to buy the car or to lease it. To help decide, we’ve put together some advantages and disadvantages of buying versus leasing.

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Auto Refinancing: Your Worthwhile Path to Savings?

For most people, an auto loan is what makes it possible to buy a car. You agree to the terms, interest rate, and monthly payment because it allows you the freedom to have your own vehicle. Depending on your circumstances, the terms of that loan may have felt reasonable at the time. But as time goes on, you may feel like there are better options out there.

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How to Know When to Refinance Your Home

If you already own your own home, then it is possible to refinance that home at any time. In fact, refinancing your home could save you money overall. However, it’s important to weigh the costs with the benefits before starting your application. Here’s what you need to know.

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Buying a Vehicle

Buying a car is a major purchase, and one that can cost more than you’d like if you don’t have the information that you need each step of the way.

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Remodeling Your Home

Every homeowner wishes to change things after some time. The big question is where to start. It seems that once a small project begins, a bigger project quickly takes shape, and this can create a problem with any budget. By taking the time to research your project, you can find creative ways to stretch the remodeling budget and end up with the home you want.

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Do You Have Enough Money to Buy a Home?

Buying a home is the American dream. While it’s obvious that buying a house takes money, some of the lesser-known costs can really add up quick, catching some potential homeowners off guard. Here’s a list of those possible costs as you save toward your dream home.

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Buying Your Next Home

If you are in the market for your next home, you may find yourself facing a dilemma – sell first and then buy, or buy first and then sell? While this can be a stressful, rest assured that investing in real estate can be a great way to build wealth. When you’re considering purchasing that second home, here are just a few tips to take into consideration before you go house shopping.

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Buying Your First Home

There comes a time when you want to settle down and have a place you can call your own. A place where there are no landlords, no property management companies and no one to tell you “no.” Your first home is all these things and more, but before you make this investment, you’ll want to familiarize yourself with the costs and the process.

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Rivermark Economic Impact Report

ECONorthwest recently delivered an independent analysis that analyzed the gross economic impacts of credit unions in Oregon, Washington, and Idaho. ECONorthwest calculated the following gross economic impacts for Rivermark Community Credit Union in the calendar year of 2018.

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