Rapids Blog

Do you dream of owning your own home, but the thought of meeting with a lender frightens you? Perhaps you are afraid of being turned down, yet again, for a mortgage loan. Or maybe you are overwhelmed with the application process itself? After all, applying for a mortgage can often be complicated and frustrating. But it doesn’t have to be. If you fear you will never realize your dream of homeownership, we have some tips that may help you take the next step to make it a reality.

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Rivermark recently made two important announcements related to its foundation, the Rivermark Community Fund of the Oregon Community Foundation. 1) The Rivermark Community Fund has aligned its mission to help make housing more sustainable, affordable, fair, and equitable in our community. 2) JOIN PDX has been selected as the 2019 recipient of a $20,000 grant from the Rivermark Community Fund.

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Based on member feedback related to our checking accounts, we are improving the convenience and value of our Overdraft Protection Program. These improvements will take effect on Tuesday, December 3, 2019. Learn more about this exciting change and new improvements to our mobile app.

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Ready to get in the holiday spirit? Oregon is full of fun holiday events and activities to get you in the mood for hot chocolate, candy canes, and Santa Clause. Kick the season off with a variety of family friendly events for you and your loved ones to enjoy.

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They say that love is blind. But not so blind as to not notice when someone has wildly different ideas about budgeting, spending, and saving than you. When it comes to combining your finances with another person, specifically a significant other that you live with, there are some dos and don’ts that can help make it work.

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Americans owe more than $1.4 trillion in student loan debt, and students graduating this year will, on average, face decades of monthly payments. Grappling with such a large amount of debt can be paralyzing, especially for recent graduates whose average starting salary isn’t six-digits. Thankfully, there are methods and steps that you can take to manage that debt, pay it off faster, and minimize the amount of interest paid over the life of the loan.

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The holiday season is upon us. That can mean some out-of-the-ordinary expenses. Instead of spending more than you planned, put these six holiday spending tips to use, whether you’re shopping for groceries, holiday gifts, or traveling to visit family and friends.

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It’s time for our 2nd annual Winter Warmth Drive! From October 21st through November 8th, 2019, our locations will be collecting cold weather items for those in need in our communities. We are partnering with JOIN PDX in the Portland area, and The Warming Place Shelter in The Dalles, to disperse our collected items to those in need this winter. Let's all give the gift of warmth and comfort!

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According to the Financial Health Network, 47% of Americans spend more or equal to their income every month. That can make it difficult if not impossible to save for a college education. But there are a few tips you can use as a parent and student to plan for and save money while in college.

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We've partnered with the Portland Police Bureau for a free shred and prescription drug turn-in event. Drive, walk or bike-up and drop off your unwanted/expired prescription drugs and sensitive documents. Saturday, October 26th from 10am-2pm (No Early Birds Please). Located at 4735 E Burnside in Portland.

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