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Rapids Blog

Money Smart in Your 20s

At 20, it may seem like you have all the time in the world to save. There may be other responsibilities to focus on such as college, trade school, or keeping up with your new financial independence. However, now is the BEST time to start preparing for your financial future.

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Credit Unions Have Great Business Accounts

Credit unions are a cornerstone of many communities, as their products and services support not only individuals but businesses as well. Credit union business checking and savings accounts are just the tip of the iceberg when it comes to accounts offered to businesses, small or large. Credit unions offer better interest rates than banks or other financial institutions because they’re owned by their members.

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Tips for Starting a Business

Starting a business is no small feat, but it can be an incredibly satisfying venture with great rewards. There are many resources out there to help you learn the ropes as you take the first steps towards business ownership. To get you started, here are six useful tips for starting a business, ranging from identifying your actual passion to finding the best business checking account for managing your funds.

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Taking a Stand Against Inequality

Taking a stand

We mourn together the loss of George Floyd, Breonna Taylor, Ahmaud Arbery and countless others in our nation’s long struggle with systemic racism and inequality. With recent events and the underlying circumstances, I believe it is important to restate Rivermark's unequivocal commitment to social justice, equity, and inclusion. READ ON FOR FULL CEO MESSAGE.

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Working From Home: The New Normal

Mother and daughter working at the kitchen table

While many companies were moving towards allowing more employees to work from home, this option was either technologically burdensome or resisted by management at many businesses. However, in March 2020, that all changed. For the last few months now, many of us have had to transition to working from home. In this article, we provide tips for avoiding common pitfalls and streamlining your WFH experience.

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Swapping Your Expenditures During The Pandemic

Couple reviewing bills

Now more than ever, it’s important to think about the way we spend or save every dollar we make. In some cases, the quarantine orders have given us an opportunity to shift how we are spending money while staying at home. Below are our favorite tips on swapping what you spend your money on during the pandemic.

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Should I Get an Extended Auto Warranty with My Car Loan?

When the manufacturer warranties end, many people like to continue with a type of coverage that will assist them with future repairs and issues. That’s why lenders (like Rivermark) often offer an extended auto warranty that provides protection for the car after the manufacturer warranties end. This will not only get you your car in the first place but will protect it for a long time after you have it.

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How To Manage Your Student Loans During the Pandemic

Student Loans Text

Along with other bills, there is one type of bill causing many Americans to worry during the Coronvirus pandemic—Student Loans. Even before COVID-19, millions of Americans were suffering under high-interest student loan debt. Now, with lower incomes and overall financial insecurity, those with student loans are wondering if they will ever recover. This article features information on how to receive financial relief during the pandemic.

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5 Facts About Being a First-Time Homeowner

Check list

There is a lot to know (or learn about) when you’re a first-time homeowner. Such as scheduling mortgage payments and putting together an attractive yet functional curb appeal. But there’s more. As new parts of this experience emerge, there are a handful of things that you should be prepared for. Here are five facts about being a first-time homeowner that you should take into consideration.

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