6 Common Elderly Scams
There will always be scams, particularly those targeted at seniors. This article identifies some common scams and some tips to help you take control of the situation and stay safe and stay in control.
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There will always be scams, particularly those targeted at seniors. This article identifies some common scams and some tips to help you take control of the situation and stay safe and stay in control.
Regardless of how you pay your auto loan or who you’re paying it to, the faster you pay it off, the more money you’ll save. Here are a few ways you can start paying your car loan off faster.
At Rivermark, we aim to make your banking experience smoother, quicker, and more accessible. Here are five features you’ll love about our Free Checking Plus account.
When you make a mortgage payment, you’re essentially making a payment that gets divided between the two basic components of the loan: principal and interest.
If you have children of your own, you may be wondering how and when to start teaching them smart financial habits like saving early and spending responsibly. Younger kids enjoy the process of learning and earning rewards, while teens will be motivated to learn because they are yearning for financial independence. If you’re not sure where to start, here are a few activities to help.
Did you know you should be managing your money differently at different stages of your life? We provide an overview of what you should be prioritizing based on your age (or life stage).
In your 60’s, you have hopefully either retired or are getting close. Now is the time to enjoy life and (hopefully) worry less about finances. This is a great time to travel, pick up side income to supplement your retirement money...or both! Retirement can mean a lot of changes in your day-to-day activities, but also for budgeting and setting financial goals. That’s right—It’s never too late to set goals.
Financially, your 50’s can be low key or a bit of a chaotic rush. If you are on track for retirement, and have your debt paid down or paid off completely, there might be very little you need to think about financially. In this case, you can focus on optimizing other savings, or larger purchases to carry you through retirement. If you are still catching up on retirement, you may be concerned about meeting your goals, but it is still possible to get where you need to be by your projected retirement date.
Hopefully, by your 40’s you feel comfortable enough with your finances that budgeting and saving are somewhat automated and stress-free. If you have student loans or consumer debt, the balances should be lower or at least on the way down faster than before. You may even have a mortgage and car payments. You are experienced enough to know what you need to improve on, but still young enough to have time to supercharge your finances before retirement.
At 30, you are suddenly expected to have everything, including finances, in order. You have likely been out of trade school or college for a while now, and may even still be paying on student loans. You also may be looking to buy a home or move to a different area. You likely have been in a career for a few years, but are still younger and less experienced than your supervisors. Oh, and the pressure for having a solid retirement plan is heavy! Not to worry, we have tips to help with all of that.