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If you're looking to save money on a monthly basis, it's important to have a plan. It can be hard to find the motivation and discipline necessary to save if you don't know where your money is going or what it's being used for. That's why we've created this guide - so that you'll know exactly how much you need to spend in order to reach your savings goals at the end of each day of the month.
This year, Rivermark Community Credit Union partnered with IRCO to collect donations for students across our region. Rivermark members who are local to the Hawthorne and Tualatin branches showed their generosity in giving this year, and we are grateful to all our members who donated this year!
It is estimated that over 3 billion people were affected by some form of data breach in 2021. That means more than half of the world's population could have had their private information leaked online! In this post, we'll discuss 10 important Cyber Security tips that you should follow if you want to protect yourself from malicious hackers and keep your private information safe online.
In this month's Twelve Months To Financial Fitness Challenge, we look at shopping habits that could be hurting your budget, and smarter, budget-friendly alternatives. Shopping expenses can be challenging to keep track of and keep under control because life happens, and unexpected purchases can come out of nowhere. Join us this month as we tackle keeping your shopping spending down.
To no one’s surprise, pet ownership numbers have also grown: Approximately 67 percent of American households reported owning at least one pet, and those numbers increased during the pandemic. For many, pets are more than companions—they are part of the family. However, it’s important to remember that caring for a pet can significantly impact your finances and should be part of the household budget.
This year's annual charity golf tournament was a huge success. We raised $42,380.12 for the Rivermark Community Fund, which supports nonprofit housing organizations in the areas we serve.
Recently, there were changes made to the child tax credit that will benefit many taxpayers. The IRS will pay half the credit in the form of advance monthly payments beginning July 15. Taxpayers will then claim the other half when they file their 2021 income tax return. Please remember to consult your tax advisor to see how these changes may impact your personal financial situation.
Financial difficulties are a leading stressor in society today, and this stress can have serious health consequences. Besides medical effects, stressing over money can cause depression and relationship problems. Financial stress can often be a cause of conflict in relationships. Fortunately, you can fight back against financial stress. Here are a few ways to get started and stop letting money woes run your life.
Many of the ways in which you spend your money comes from nothing more than a habit. From spending $15 on lunch every day to dropping $150 on new shoes, your costly habits can be a slow but steady drain on your finances. If these habits are bad for your finances, think about developing good habits that will boost your finances. Here are seven simple, good money habits you can adopt to help you keep more of your paycheck.
Even though it’s July, it’s never too early to start budgeting for the holidays. And that’s exactly what we are talking about for this month’s financial fitness challenge. In this article, we look at how to make a holiday budget and how to painlessly put money towards it.