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Rapids Blog

Financial Stress Effects

Couple reviewing bills

Money may not buy you happiness, but studies show that your relationship with it impacts your health. Did you know money is tied to our basic, hard-wired drive to survive? When that drive can’t be attained, it compounds into stress. Maybe it’s why the age-old saying, “health is wealth,” is more than just a cliché. In the last 30 years ,our society has tripled its debt and simultaneously gotten sicker with heart disease, stroke, and mental illness on the rise. Coincidence or are finances partly to blame?

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Lowering Household Food Costs

picking out produce

These days, most households are looking for ways to cut down on grocery and dining costs. In this article, we take a look at practical ways your family can cut down on food costs, whether you cook at home or tend to order/eat out. By cutting down on food costs, you can free up more funds for savings, everyday expenses, or discretionary spending.

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Plan For Financial Emergencies

Emergency Savings Note

Most of us will have to deal with a financial emergency at some point in our lives. They can happen at any time, and rarely come with a warning. Whether you have one year or one week to adjust to such monetary upheavals as divorce, medical emergencies, military deployment or loss of wages, you may be able to sail through financial foul weather – as long as you PLAN for it.

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Wildfire Relief Support

Oregon wildfire

As the wildfires continue to spread throughout the Pacific Northwest, we share your concern and stand ready to support our members, employees, and the communities we serve. Read on for the full message from our CEO.

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Tips For Virtual Job Hunters

Virtual interview

The job search and hiring process have changed dramatically due to the Covid-19 pandemic. If you find yourself overwhelmed by the new virtual job application process, or just want to make sure you are putting your best virtual foot forward, here are our tips for success:

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Navigating Reduced Income

Crunching numbers on a calculator

Many Americans are facing drastically reduced income due to the Covid-19 pandemic. Some people have lost their jobs, or have reduced work available to them. With the CARES Act supplemental relief expiring at the end of July, extra federal unemployment benefits may soon be reduced as well. Below are our tips on surviving on less.

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6 Common Elderly Scams

Senior Scam

There will always be scams, particularly those targeted at seniors. This article identifies some common scams and some tips to help you take control of the situation and stay safe and stay in control.

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5 Ways to Save for a Home Loan Down Payment

Couple moving into house

There are many ways you can begin saving for your home loan down payment. Some ways will be easy, while others will take longer and require more sacrifices. So long as you’re committed to owning a home one day, these small sacrifices will be well worth it to accomplish your goals. Here a few ways you can start saving for a home loan down payment today.

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Teaching Kids And Teens Smart Money Habits

Mom and son with jar of coins

If you have children of your own, you may be wondering how and when to start teaching them smart financial habits like saving early and spending responsibly. Younger kids enjoy the process of learning and earning rewards, while teens will be motivated to learn because they are yearning for financial independence. If you’re not sure where to start, here are a few activities to help.

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