Rapids Blog

Many members who close on a home mortgage with us wonder about mortgage points and whether you really save more in the long run by purchasing mortgage points upfront. If you’re new to the home-buying process, you may even be wondering what mortgage points are. Rivermark is here to help. We’ll explain everything you need to know about mortgage points and help you determine if they’re worth paying for.

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There will always be scams, particularly those targeted at seniors. This article identifies some common scams and some tips to help you take control of the situation and stay safe and stay in control.

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Regardless of how you pay your auto loan or who you’re paying it to, the faster you pay it off, the more money you’ll save. Here are a few ways you can start paying your car loan off faster.

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When you make a mortgage payment, you’re essentially making a payment that gets divided between the two basic components of the loan: principal and interest.

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Credit unions are a cornerstone of many communities, as their products and services support not only individuals but businesses as well. Credit union business checking and savings accounts are just the tip of the iceberg when it comes to accounts offered to businesses, small or large. Credit unions offer better interest rates than banks or other financial institutions because they’re owned by their members.

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Starting a business is no small feat, but it can be an incredibly satisfying venture with great rewards. There are many resources out there to help you learn the ropes as you take the first steps towards business ownership. To get you started, here are six useful tips for starting a business, ranging from identifying your actual passion to finding the best business checking account for managing your funds.

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There is a lot to know (or learn about) when you’re a first-time homeowner. Such as scheduling mortgage payments and putting together an attractive yet functional curb appeal. But there’s more. As new parts of this experience emerge, there are a handful of things that you should be prepared for. Here are five facts about being a first-time homeowner that you should take into consideration.

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Everyone should feel like they have access to owning a vehicle. Having your own car gives you flexibility and control over how and when you get places, and it provides you with a sense of freedom that you can’t get with public transportation. But not everyone has the funds to purchase a car on their own. That’s where a car loan comes in.

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It’s never too early to teach your kids the importance of financial responsibility. When they’re young, it could be as simple as providing them with an allowance so they can learn how to save some, spend some, and perhaps even give some to a worthy cause. But as your child grows older and enters the teen years, they’ll need to learn more about budgeting and money management principles. One of the best ways to do that is to open a checking and savings account with a linked debit card.

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Whether you’re on the hunt for good checking accounts with the best features and benefits, or you’re just browsing and keeping your options open, you can always find new ways to better manage your finances. When searching for a checking account, you’ll notice each financial institution offers varying features and benefits. How do you figure out which are best for your needs? Rest assured, we’ll discuss the best features you should consider when searching for good checking accounts.

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