Rapids Blog

It is estimated that over 3 billion people were affected by some form of data breach in 2021. That means more than half of the world's population could have had their private information leaked online! In this post, we'll discuss 10 important Cyber Security tips that you should follow if you want to protect yourself from malicious hackers and keep your private information safe online.

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In this month's Twelve Months To Financial Fitness Challenge, we look at shopping habits that could be hurting your budget, and smarter, budget-friendly alternatives. Shopping expenses can be challenging to keep track of and keep under control because life happens, and unexpected purchases can come out of nowhere. Join us this month as we tackle keeping your shopping spending down.

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To no one’s surprise, pet ownership numbers have also grown: Approximately 67 percent of American households reported owning at least one pet, and those numbers increased during the pandemic. For many, pets are more than companions—they are part of the family. However, it’s important to remember that caring for a pet can significantly impact your finances and should be part of the household budget.

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This year's annual charity golf tournament was a huge success. We raised $42,380.12 for the Rivermark Community Fund, which supports nonprofit housing organizations in the areas we serve.

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It's no secret that maintaining a good credit score is essential to strong financial health. It is a must if you ever wish to take out a substantial loan or need to apply for rental properties. Most people know the basics of what may hurt or help your credit score. However, you may not know about a few surprising things that can hurt your score. Here are six factors that may negatively impact your credit score.

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Credit union members in the Northwest are falling victim to a new twist on classic phone scams. Scammers are using easily obtained software to mimic the phone number of credit unions and other financial institutions. They then make phone calls to their victims, posing as credit union employees from the security department, and try to obtain information from the members to set up fake debit and credit cards, and to steal credentials to compromise online banking accounts.

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We take a look at how to collect and protect important personal documents. Keeping sensitive documents safe can give you peace of mind in case of unexpected events, and ensure you have documents ready when needed. Below we share what documents you should protect, and options for doing so. This also can be a great summer project if you are stuck inside avoiding the heat.

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As new college graduates, young professionals, and others in their twenties launch their careers, they get bombarded with tempting ways to spend money. For many, handling a more considerable income and “adult” expenses like rent, utilities, and insurance, is a new experience. Now more than ever, money management will be a skill needed to meet future saving and investing goals. Here are tips for twenty-somethings to help control spending and manage their money.

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This month, we look at creating a will. It’s not always an easy thing to think about, but preparing for your end of life will ultimately ensure your property is distributed as you wish, and to the benefit of those you care about most. In this article, we discuss why a will is important and how to create one. While creating a will may not help your personal financial fitness, it can help your beneficiaries.

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There are many benefits to focusing on paying down debt. Paying off consumer debt protects your financial stability. Plus, less debt means less money spent on interest charges, extra funds for other necessities, money to put into savings, or to use on discretional spending. Below are a few simple ways to lower your credit card debt in April (and for the rest of the year).

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