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Visa Rates

Platinum Prime Visa | 8-13-2020

Credit Tier (FICO score) Margin APR
Excellent (760 or higher) 2.15% 5.40%
Very Good (759-720) 3.15% 6.40%
Good (719-690) 5.15% 8.40%
Fair (689-660) 8.15% 11.40%
Challenged (659-620) 10.15% 13.40%
Below Average (less than 619) 13.15% 16.40%
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Annual Percentage Rate is for purchases, cash advances and balance transfers. No Annual Fee, Cash Advance Fee or Balance Transfer Fee. Tiered Rates are based on the Prime Rate plus a margin that is based on borrower's credit history. Please contact us for rates and terms specific to your loan request. 

Terms & Conditions| Card Agreement and Disclosure

Cash Back Visa | 8-13-2020

Credit Tier (FICO score) Margin APR
Excellent (760 or higher) 6.75% 10.00%
Very Good (759-720) 8.25% 11.50%
Good (719-690) 9.75% 13.00%
Fair (689-660) 12.25% 15.50%
Challenged (659-620) 14.25% 17.50%
Below Average (less than 619) 17.25% 20.50%
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Annual Percentage Rate for purchases, cash advances and balance transfers. No Annual Fee, Cash Advance Fee or Balance Transfer Fee. Tiered Rates are based on credit qualifications; please contact us for rates and terms specific to your loan request. Minimum credit line of $5,000 is required.

Terms & Conditions| Card Agreement and Disclosure

Savings Secured Visa | 8-13-2020

APR Amount
10.90% Up to $10,000

Annual Percentage Rate for purchases, cash advances and balance transfers. No Annual Fee, Cash Advance Fee or Balance Transfer Fee. 

Terms & Conditions | Card Agreement and Disclosure