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Visa Rates

Platinum Prime Visa | 09-23-2022

Credit Tier (FICO score) Margin APR
Excellent (760 or higher) 2.15% 7.65%
Very Good (759-720) 3.15% 8.65%
Good (719-690) 5.15% 10.65%
Fair (689-660) 8.15% 13.65%
Challenged (659-620) 10.15% 15.65%
Below Average (less than 619) 13.15% 18.65%
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Annual Percentage Rate is for purchases, cash advances and balance transfers. No Annual Fee, Cash Advance Fee or Balance Transfer Fee. Tiered Rates are based on the Prime Rate plus a margin that is based on borrower's credit history. Please contact us for rates and terms specific to your loan request. 

Terms & Conditions| Card Agreement and Disclosure

Rates and terms offered are effective as of the above date and are subject to change without notice.

Cash Back Visa | 09-23-2022

Credit Tier (FICO score) Margin APR
Excellent (760 or higher) 6.75% 12.25%
Very Good (759-720) 8.25% 13.75%
Good (719-690) 9.75% 15.25%
Fair (689-660) 12.25% 17.75%
Challenged (659-620) 14.25% 19.75%
Below Average (less than 619) 17.25% 22.75%
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Annual Percentage Rate for purchases, cash advances and balance transfers. No Annual Fee, Cash Advance Fee or Balance Transfer Fee. Tiered Rates are based on credit qualifications; please contact us for rates and terms specific to your loan request. Minimum credit line of $5,000 is required.

Terms & Conditions| Card Agreement and Disclosure

Rates and terms offered are effective as of the above date and are subject to change without notice.

Savings Secured Visa | 09-23-2022

APR Amount
10.90% Up to $10,000

Annual Percentage Rate for purchases, cash advances and balance transfers. No Annual Fee, Cash Advance Fee or Balance Transfer Fee. 

Terms & Conditions | Card Agreement and Disclosure

Rates and terms offered are effective as of the above date and are subject to change without notice.

Business Cash Back Visa | 09-23-2022

Credit Tier (FICO score) Margin1 APR1
Excellent (760 or higher) 9.75% 15.25%
Very Good (759-720) 11.25% 16.75%
Good (719-690) 12.75% 18.25%
Fair (689-660) 15.25% 20.75%
Challenged (659-620) 17.25% 22.75%
Below Average (less than 619) 20.25% 25.75%
Apply Online

Annual Percentage Rate for purchases, cash advances and balance transfers. No Annual Fee or Cash Advance Fee.

1 Variable Rates are based on the highest Prime Rate as published in the Money Rates Section of The Wall Street Journal (Index) plus a Margin. The Index plus the Margin equals the interest Rate. Changes in the Index will cause changes in the Interest Rate on the next monthly cycle date. Tiered Rates are based on credit qualifications and collateral as applicable. Collateral may include equipment and other business assets. The Index is based on the Prime Rate as of the fifteenth business day of each month. 

Please contact us for rates and terms specific to your loan request.  Rates and terms offered are effective as of the above date and are subject to change without notice.

Card Agreement and Disclosure