Owning your own home can be an excellent investment. It can also be financially draining if you aren’t regularly maintaining your home. Regular maintenance can take time, planning, and money, but it can help you to save on unexpected repair costs and keep the value of your home up. Below, we share some of our tips for becoming a financially responsible homeowner.
Renting vs Buying a Home
Find what works for your lifestyle and budgetary needs. It's always wise to crunch the numbers before you become a homeowner.
Fixed Rate vs Adjustable Rate Mortgages
Should you get a fixed rate or an adjustable rate mortgage loan? Here's what you need to know about each of these rate options.
Home Equity vs HELOC
Your guide to Home Equity Loans and Lines of Credit. Learn about the differences between these loan types and tips to best utilize them.
Mortgage Ready 5 Steps
If you fear you will never realize your dream of homeownership, we have some tips that may help you take the next step to make it a reality.
Buying Your First Home
There comes a time when you want to settle down and have a place you can call your own. First, you'll want to familiarize yourself with the costs and the process.
Common Myths About Purchasing a Home
A home is the most expensive purchase you’ll likely ever make. Before making the leap, make sure you are educated on these common myths.
We've put together a mortgage glossary to help you get a better grasp of any terms that may be less than clear.
Buying Your Next Home
When you’re considering purchasing that second home, here are just a few tips to take into consideration before you go house shopping.
Remodeling Your Home
Every homeowner wishes to change things after some time. The big question is where to start. Here are some tips.
Do You Have Enough Money to Buy a Home?
While it’s obvious that buying a house takes money, some of the lesser-known costs can really add up quick, catching some potential homeowners off guard.
How to Know When to Refinance Your Home
If you own your own home, it's possible to refinance that home at any time. But, it’s important to weigh the costs with the benefits before starting your application.
What are the risks of a Home Equity Loan?
Using the equity in your home can be a useful tool. But you want to be absolutely sure that the risks don’t outweigh the benefits when utilizing this type of loan.
5 Tips for Vetting Mortgage Loans in Oregon
When buying a house, you want a team you can trust behind you. You should choose your real estate agent carefully, but do the same in selecting a home lender.
Home Loans Options Available Near Me
Buying a home should be one of the most exciting times of your life. That’s why it’s good to know what credit union home loans are available near you.
Benefits of a Rivermark Home Equity Loan
Having a home leads to some stresses, many of them financial. One option to consider is a home equity loan. But how do you know if this is right for you?
What is a Home Equity Line of Credit?
Have you heard the phrase “home equity line of credit” or seen the abbreviation HELOC but have no idea what they mean? We want to make it easy to understand.
What are Mortgage Points?
Many members wonder about mortgage points and whether you really save more in the long run by purchasing mortgage points upfront. Learn more about points.
The Latest from our Blog
There are many ways you can begin saving for your home loan down payment. Some ways will be easy, while others will take longer and require more sacrifices. So long as you’re committed to owning a home one day, these small sacrifices will be well worth it to accomplish your goals. Here a few ways you can start saving for a home loan down payment today.
There is a lot to know (or learn about) when you’re a first-time homeowner. Such as scheduling mortgage payments and putting together an attractive yet functional curb appeal. But there’s more. As new parts of this experience emerge, there are a handful of things that you should be prepared for. Here are five facts about being a first-time homeowner that you should take into consideration.
Since we always want you to feel comfortable asking questions about home loans and the costs you’ll need to be aware of when buying your house, we put together this blog post to help you answer some of the questions you might be asking.
- Hidden Costs New Homeowners May Overlook
- Inspecting the Home-Inspection Process
- Debt-to-Income Ratios can Derail Your Home Purchase
- Do you Need to Downsize? A Quick Quiz
- Fix Your Home Repair Plan
- Fall Back in Love with Your Home
- The Complete Guide to Renting
- Read this Before You Break Your Lease
- Will You be Renting Forever?