Log in to Online Banking
Embark on a journey through our comprehensive "Family and Lifestyle" guide, where life's many facets - raising children, engaging in fulfilling activities, and managing finances - converge. Here, you'll discover practical tips and insights to enhance your family's financial wellness. Here, you'll be able to navigate the path towards a balanced, prosperous life for you and your loved ones.
Summer is synonymous with adventure, relaxation, and creating cherished memories. But for many families and budget travelers, the challenge lies in balancing enriching experiences with financial constraints. Enter the concept of a "summer bucket list on a budget" — an approach that ensures you make the most of your summer without breaking the bank.
Practical money management skills learned at an early age can have a lasting impact on the rest of your child’s life. In fact, this is one of the most important areas where you can truly change the course of their life. Educating your children about financial wellness will help them build healthy spending habits for the future.
It can be difficult to talk to your children about money (especially when they are young), but it's important to start. There is no better place to start than at home, with parents, grandparents, and other close relatives leading the way. You don't have to feel like a lecturer when you teach kids about money for the first time. You can make it fun, engaging, and experiential.
Anyone who has ever lost sleep over credit card bills or stock market shake-ups knows that money is so much more than just a set of numbers on a screen. Money, or a lack of it, can be fraught with emotions that – in some cases – lead to health issues including anxiety and depression.
If you’ve been staying at home lately, you probably realize you are saving A LOT of money on entertainment costs, but you may be getting bored. For this month’s Twelve Months To Financial Fitness, we share some fresh new ideas for entertaining at home to keep everyone happy—and keep money in your savings account.
At some point during the long summer, kids are bound to say the words every parent dreads: “Mom, I’m bored!” Oh sure, there are many things to do—amusement parks, costly trips to the mall, and summer camps—just to name a few. But thrifty parents can keep kids happy without breaking the bank. With a little creativity, you can still uncover a variety of ways to keep your children stimulated with little or no cost. Here are some budget-friendly activities to enjoy during the summer months.
An understanding of how money works and how to manage money is one of the most significant gifts you can give your children. One day, we all want our children to be financially savvy adults, but with today's materialistic "spend-everything" culture and attitude, it's increasingly difficult. If you want your child to grow up with a basic understanding of money management, here are some things you can do.
Those looking to tidy up their homes and lives have taken to Marie Kondo and her KonMari method. If you've seen her Netflix series Tidying Up with Marie Kondo or read any of her books on the subject, you know she's all about inspiring others to choose joy when they organize.
To no one’s surprise, pet ownership numbers have also grown: Approximately 67 percent of American households reported owning at least one pet, and those numbers increased during the pandemic. For many, pets are more than companions—they are part of the family. However, it’s important to remember that caring for a pet can significantly impact your finances and should be part of the household budget.
Financial difficulties are a leading stressor in society today, and this stress can have serious health consequences. Besides medical effects, stressing over money can cause depression and relationship problems. Financial stress can often be a cause of conflict in relationships. Fortunately, you can fight back against financial stress. Here are a few ways to get started and stop letting money woes run your life.
As new college graduates, young professionals, and others in their twenties launch their careers, they get bombarded with tempting ways to spend money. For many, handling a more considerable income and “adult” expenses like rent, utilities, and insurance, is a new experience. Now more than ever, money management will be a skill needed to meet future saving and investing goals. Here are tips for twenty-somethings to help control spending and manage their money.
No matter what financial freedom means to you, the road to this destination is not easy. It is best to think of the road to financial freedom as a series of small steps instead of a sprint to the finish line. You may dream of winning the lottery and quitting your job the next day, but that is unlikely to happen. If you want to pursue financial freedom on your terms, you need to start with a realistic goal.
Money may not buy you happiness, but studies show that your relationship with it impacts your health. Did you know money is tied to our basic, hard-wired drive to survive? When that drive can’t be attained, it compounds into stress. In the last 30 years ,our society has tripled its debt and simultaneously gotten sicker with heart disease, stroke, and mental illness on the rise. Coincidence or are finances partly to blame?
The job search and hiring process have changed dramatically due to the Covid-19 pandemic. If you find yourself overwhelmed by the new virtual job application process, or just want to make sure you are putting your best virtual foot forward, here are our tips for success:
If you have children of your own, you may be wondering how and when to start teaching them smart financial habits like saving early and spending responsibly. Younger kids enjoy the process of learning and earning rewards, while teens will be motivated to learn because they are yearning for financial independence. If you’re not sure where to start, here are a few activities to help.
As summer approaches, you may be running out of ideas to keep the whole family busy at home. Below are some great family projects and activities to keep you busy… but not broke.
While many companies were moving towards allowing more employees to work from home, this option was either technologically burdensome or resisted by management at many businesses. However, in March 2020, that all changed. For the last few months now, many of us have had to transition to working from home. In this article, we provide tips for avoiding common pitfalls and streamlining your WFH experience.
It’s never too early to teach your kids the importance of financial responsibility. When they’re young, it could be as simple as providing them with an allowance so they can learn how to save some, spend some, and perhaps even give some to a worthy cause. But as your child grows older and enters the teen years, they’ll need to learn more about budgeting and money management principles. One of the best ways to do that is to open a checking and savings account with a linked debit card.
The COVID-19 pandemic is affecting every corner of the globe and all areas of our lives. It has changed the way we do things in ways most of us never would have imagined. It’s not surprising that most of us are feeling stressed and anxious, and our kids, too, are feeling the effects–especially children with an existing anxiety disorder. Fortunately, there are things we can do to help kids cope during this stressful time.
When your family has to stay inside for days, weeks, or even longer periods of time—boredom can set in quickly. It might be tempting to let your kids spend hours in front of a screen, but many experts recommend limiting their screen time. If you're looking to mix things up, consider these fun and creative activities that the entire family will enjoy.
Babies change a lot in a family, and finances aren’t immune. There is plenty you can do to prepare whether you’re a new parent or a seasoned vet.
August means store shelves are filled to the brim with pencils, crayons, rulers, and other school supplies. Department stores are advertising unbelievable sales, and discount stores have coupons galore. We realize that this time of year can be taxing on your budget. That’s why we’ve put together some tips to help you out.
April is National Credit Union Youth Month! Financial education is crucial, and we want to help you teach your children about the importance of being responsible with money and saving for the future.
New parents have many responsibilities. As well as planning and budgeting for another human's financial well-being, you have more expenses. Additionally, how you save and spend money will likely influence how your child approaches finances. All of this can seem overwhelming at first, but with a strategic approach, you and your family can prepare. Here are some ways to approach a new baby financially.