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Sweepstakes Rules

Rivermark Community Credit Union’s Rewards Giveaway (“Sweepstakes”) is governed by these official rules. By participating in the promotion, each entrant agrees to these official rules. Results of the promotion are final in all respects.

SWEEPSTAKES PERIOD
The Sweepstakes begins at 5:00 p.m. PST on October 31, 2017 and ends at 4:59 p.m. PST on December 31, 2017 (the “Sweepstakes Period”).
NO PURCHASE, PAYMENT, OBLIGATION OR NEW ACCOUNT IS NECESSARY TO ENTER OR WIN.
No disclosure of personal financial information is required in order to enter or win. For details on how to enter Sweepstakes see “How To Enter” below.

ELIGIBILITY
The Sweepstakes is open to all legal U.S. residents who successfully fulfill the requirements of entry and who are at least eighteen (18) years of age during the Sweepstakes Period.

PARTICIPATION CONSTITUTES ACCEPTANCE
Participation in this Sweepstakes constitutes entrant’s full and unconditional acceptance of these Official Rules.

HOW TO ENTER
Automatic Entry: Cardholders of the Rivermark Rewards credit card or the Business Rewards credit card (“Rivermark Card”) will receive automatic entry into the Sweepstakes for each settled purchase transaction completed during the Sweepstakes Period using their Rivermark Card.
Alternative Method of Entry (“AMOE”): To enter the Sweepstakes for a chance to win a Prize without using a Rivermark Card, entrant may mail an entry to the Sweepstakes Sponsor using the following method: on a 3”x5” card, handwrite entrant’s name, address, city, state and zip, along with phone number and email address; seal entry into envelope and deliver via United States Postal Service to Rivermark Community Credit Union, Attn: Rewards Sweepstakes, P.O. Box 4044, Beaverton, OR 97076-4044. Please note that entry must be received by Sweepstakes Sponsor before the end of the Sweepstakes Period; only one entry per envelope; each entry must be original and handwritten, not a reproduction or copy. Entries that do not meet these requirements will be automatically disqualified. All qualified entries will be identified and verified by Sweepstakes Sponsor, whose judgement of eligibility is final.

GRAND PRIZE
Sweepstakes Sponsor will award one single prize consisting of 100,000 Rivermark Rewards points. Total retail value of the prize is $1,000.00. Sweepstakes Sponsor retains the right to substitute the Grand Prize with a Visa Gift Card of equal value.

TAXES
Winner will be responsible for all applicable fees and/or taxes (including any federal, state, or local income taxes) associated with receipt of the Grand Prize. Winner must provide Sweepstakes Sponsor with valid identification and valid taxpayer identification number/social security number before any Prize will be awarded. Winner will receive an IRS form 1099 at the end of the calendar year and a copy of such form will be filed with the IRS.

WINNER SELECTION
One winner will be randomly selected by January 8, 2018 from all qualified entries submitted during the Sweepstakes Period. Individuals need not be present to win.

ODDS OF WINNING
The odds of winning Grand Prize depend upon the total number of qualified entries submitted. Sweepstakes Sponsor will notify the prizewinner personally by either telephone, email, or regular mail using the contact information supplied in the Entry or contained in the Cardholder’s account record. It shall be the responsibility of Entrant to provide a valid telephone number, valid email address, and valid mailing address with their Entry in order to be eligible to collect the prize. Entrants may be asked to provide proof of eligibility to win.

ACCEPTANCE OF PRIZE
Winner must claim his or her prize within seven (7) business days of being notified by Sweepstakes Sponsor or entrant will be deemed to have forfeited his/her prize. Should a prize be forfeited, an alternate winner will be chosen from the remaining eligible entries in a separate random drawing conducted by Sweepstakes Sponsor.

RESTRICTIONS
Members of the official family of Rivermark Community Credit Union, defined as directors, officers, volunteers, and employees of Rivermark and its affiliates, and their immediate family members and persons residing in the same household, are prohibited from participating in any Rivermark-sponsored contests, drawings, or prizes and are not eligible to enter or win. This contest is subject to all applicable federal, state, and local regulations. Offer void in Puerto Rico and where otherwise restricted or prohibited by law. Rivermark Community Credit Union reserves the right, in its sole discretion, to modify or terminate this Sweepstakes if any act or occurrence gives Rivermark officials reason to believe that the integrity, administration, or fairness of the sweepstakes has been corrupted.

ADDITIONAL PROVISIONS
Prior to receipt of their prize, the prizewinner will be required to sign an affidavit of eligibility and must grant permission to publish his/her name and likeness in Rivermark’s member communications and advertisements, as Rivermark sees fit in its sole discretion. By participating in the sweepstakes, participants agree to release, discharge, and hold Rivermark Community Credit Union harmless from any liability, claims, losses, or damages arising out of or relating to their participation in the Sweepstakes or the acceptance, use, misuse, or possession of any prize received in this Sweepstakes.

SWEEPSTAKES SPONSOR
Rivermark Community Credit Union
PO Box 4044
Beaverton, OR 97076-4044

WINNER LIST
For a communication identifying the winner of the prize, send a stamped, self-addressed envelope to Rivermark Community Credit Union, Attn: Marketing Department, P.O. Box 4044, Beaverton, OR 97076-4044. Requests must be received by February 1, 2018. Allow 4 weeks for delivery.

GENERAL
All prize claims are subject to final verification by the Sweepstakes Sponsor, whose decisions are final and binding in all matters relating to this Sweepstakes. All federal, state, and local laws, rules, and regulations apply. Sponsor is not responsible for lost, damaged, misdirected, incomplete, incorrect, or illegible prize entries, and all such entries are void. Entries become the sole property of the Sponsor and will not be returned.

THIS PROMOTION IS VOID WHEREVER PROHIBITED BY LAW