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Savings Rates

New Member Savings | 10-03-2024

Daily Balance Rate APY*
$100,000 or less 4.65% 4.75%
$100,000.01 or more 0.05% (Applies to portion of balance over $100,000) Ranges from 4.75% to 4.32%
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*APY = Annual Percentage Yield. Interest is compounded and credited monthly. All rates are variable and subject to change. 4.75% APY applies to first $100,000 in account. Portion of balance over $100,000 will earn a rate of 0.05% APY. If your daily balance is greater than $100,000 your total APY will decrease (contact the credit union for details). Offer subject to change without notice. New members only, available within first 30 calendar days of establishing new membership. Limit one New Member Savings account per member; must be age 18 or older. Truth in Savings.

 

High Interest Savings | 10-03-2024

Balance1 Interest Rate APY*
$0-$9,999 0.50% 0.50%
$10,000 or more 3.93% 4.00%
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New money rate tier is no longer offered as of 5/1/24. See current rate.

1Minimum Balance to Earn Annual Percentage Yield. *Annual Percentage Yield. Interest is compounded and credited monthly. All rates are variable and subject to change. Available on consumer memberships only. Limit one High-Interest Savings account per membership. Truth in Savings.

Savings Account | 10-03-2024

Rate APY*
0.05% 0.05%
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Minimum balance to open and earn APY is $5.00. Interest compounded and credited monthly. 

*Annual Percentage Yield. All rates are variable and subject to change. Truth in Savings

Rewards Savings | 10-03-2024

Requirements1 Rate APY*
Requirements not met 0.05% 0.05%
Daily balance is $2,500 or less 0.10% 0.10%
Daily balance is greater than $2,500 0.05% (amount over $2,500) 0.08% - 0.10%
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1 To earn the Rewards Savings rate of  0.10% on balances up to and including $2,500, you must sign up for and receive e-Statements, otherwise, you will earn  0.05%  on the entire Rewards Savings balance. If your daily balance is greater than $2,500, your APY will range from  0.08% - 0.10%  depending on the balance of your account. APY range calculations assume a minimum balance of $2,500.01 and a maximum balance of $5,000.00. Limited to one account per membership. Business accounts are not eligible.

*Annual Percentage Yield.

Minimum balance to open is $5.00. Interest compounded and credited monthly. All rates are variable and subject to change. Truth in Savings

Youth Savings | 10-03-2024

Rate APY*
0.10% 0.10%

Minimum balance to open and earn APY is $5.00. Interest compounded and credited monthly.

*Annual Percentage Yield.

All rates are variable and subject to change. Truth in Savings

Certificates | 10-03-2024

Term Minimum Balance to Earn APY Interest Rate APY*
6 Months $500 - $49,999 1.69% 1.70%
$50,000 1.69% 1.70%
9 Month Special** $500 3.92% 4.00%
12 Months $500 - $49,999 1.98% 2.00%
$50,000 1.98% 2.00%
24 Months $500 - $49,999 2.08% 2.10%
$50,000 2.08% 2.10%
36 Months $500 - $49,999 2.18% 2.20%
$50,000 2.18% 2.20%
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Minimum balance to open and earn APY is $500. Fixed rate, interest is compounded daily and credited monthly. For Certificate Accounts, there is a penalty for early withdrawal of principal.

*Annual Percentage Yield. Truth in Savings

**9 Month Special: Upon maturity, the 9 Month CD account will automatically renew for a 12-month term ath then-current 12 month CD rate.

Youth Certificates | 10-03-2024

Term Minimum Balance to Earn APY Interest Rate APY*
6 Months $100 1.69% 1.70%
12 months $100 1.98% 2.00%
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For Youth Certificates of Deposit, additional deposits may be made to the certificate until it matures. The Interest Rate will not change, but additional deposits may affect the APY disclosed at the time that the certificate was opened. Available on memberships where the primary owner is under the age of 18. Minimum balance to open and earn APY is $100. Fixed rate, interest is compounded daily and credited monthly. For Certificate Accounts, there is a penalty for early withdrawal of principal.

*Annual Percentage Yield. Truth in Savings

Money Market | 10-03-2024

Balance1 Rate APY*
$0-$2,499 0.10% 0.10%
$2,500-$9,999 0.15% 0.15%
$10,000-$24,999 0.15% 0.15%
$25,000-$49,999 0.20% 0.20%
$50,000-$99,999 0.20% 0.20%
$100,000+ 0.20% 0.20%
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Minimum balance to open $2,500. Interest is compounded daily and credited monthly.

*Annual Percentage Yield.

1Minimum Balance to Earn Annual Percentage Yield.

All rates are variable and subject to change. Truth in Savings

Premium Money Market | 10-03-2024

Balance1 Rate APY*
$0-$99,999 0.20% 0.20%
$100,000-$249,999 0.50% 0.50%
$250,000-$499,999 0.50% 0.50%
$500,000 - $999,999 0.50% 0.50%
$1,000,000+ 0.50% 0.50%
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Minimum balance to open $100,000. Interest is compounded daily and credited monthly.

*Annual Percentage Yield.

1Minimum Balance to Earn Annual Percentage Yield.

All rates are variable and subject to change. Truth in Savings

Holiday & Tax | 10-03-2024

Rate APY*
0.10% 0.10%
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Holiday & Tax Account Free Withdrawal Periods: March 1 – April 30 and October 15– December 15. A $10 early withdrawal fee applies for each withdrawal taken outside of the free withdrawal periods.

No minimum balance to open. $5 minimum balance to earn APY. Interest compounded daily and credited monthly.

*Annual Percentage Yield.

All rates are variable and subject to change. Truth in Savings

You Name it Savings | 10-03-2024

Rate APY*
0.05% 0.05%
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*Annual Percentage Yield. All rates are variable and subject to change. Truth in Savings

 

IRA Savings | 10-03-2024

Balance1 Rate APY*
$0-$2,499 0.10% 0.10%
$2,500-$9,999 0.10% 0.10%
$10,000-$24,999 0.10% 0.10%
$25,000-$49,999 0.10% 0.10%
$50,000-$99,999 0.15% 0.15%
$100,000+ 0.15% 0.15%
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$100 minimum balance to open and maintain your account. Interest is compounded daily and credited monthly.

*Annual Percentage Yield.

1Minimum Balance to Earn Annual Percentage Yield.

All rates are variable and subject to change. Truth in Savings