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Certificates of Deposit

Certificates | 10-18-19

Term Minimum Balance to Earn APY Interest Rate APY*
6 Months $500 - $49,999 0.75% 0.75%
$50,000 1.00% 1.00%
12 Months $500 - $49,999 1.00% 1.00%
$50,000 1.24% 1.25%
24 Months $500 - $49,999 1.24% 1.25%
$50,000 1.49% 1.50%
36 Months $500 - $49,999 1.73% 1.75%
$50,000 1.98% 2.00%
Visit a Branch

Minimum balance to open and earn APY is $500. Fixed rate, interest is compounded daily and credited monthly. For Certificate
Accounts, there is a penalty for early withdrawal of principal.

*Annual Percentage Yield. Truth in Savings/Fee Schedule

Business CDs | 10-18-19

Term Minimum Balance to Earn APY Interest Rate APY*
6 Months $500 - $49,999 0.75% 0.75%
$50,000 1.00% 1.00%
12 Months $500 - $49,999 1.00% 1.00%
$50,000 1.24% 1.25%
24 Months $500 - $49,999 1.24% 1.25%
$50,000 1.49% 1.50%
36 Months $500 - $49,999 1.73% 1.75%
$50,000 1.98% 2.00%
Open Online

Minimum balance to open and earn APY is $500. Fixed rate, interest is compounded daily and credited monthly.

*Annual Percentage Yield

Youth Certificates | 10-18-19

Term Minimum Balance to Earn APY Interest Rate APY*
6 Months $100 0.75% 0.75%
12 months $100 1.00% 1.00%
Visit a Branch

Minimum balance to open and earn APY is $100. Fixed rate, interest is compounded daily and credited monthly. For Certificate
Accounts, there is a penalty for early withdrawal of principal.

*Annual Percentage Yield. Truth in Savings/Fee Schedule