Certificates of Deposit
Certificates | 09-23-2022
Sign up for Rate Alerts| Term | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|
| 6 Months | $500 - $49,999 | 0.25% | 0.25% |
| $50,000 | 0.25% | 0.25% | |
| 12 Months | $500 - $49,999 | 0.50% | 0.50% |
| $50,000 | 0.50% | 0.50% | |
| 24 Months | $500 - $49,999 | 0.75% | 0.75% |
| $50,000 | 0.75% | 0.75% | |
| 36 Months | $500 - $49,999 | 1.00% | 1.00% |
| $50,000 | 1.00% | 1.00% | |
| 13 Month Special (New Money Required)** | $500 | 1.64% | 1.65% |
| 20 Month Special (New Money Required)** | $500 | 2.23% | 2.25% |
Minimum balance to open and earn APY is $500. Fixed rate, interest is compounded daily and credited monthly. For Certificate
Accounts, there is a penalty for early withdrawal of principal.
*Annual Percentage Yield. Truth in Savings/Fee Schedule
**CD Specials: Annual Percentage Yield (APY) is effective as of 9/1/2022; offer is subject to change without notice. Minimum to open is $500. Funds must be new money to Rivermark. Penalty for early withdrawal of principal. At maturity, the 13-month certificate renews to a 12-month term at the then-current 12-month CD rate. At maturity, the 20-month certificate renews to a 24-month term at the then-current 24-month CD rate. Learn more.
Business Certificates | 09-23-2022
| Term | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|
| 6 Months | $500 - $49,999 | 0.25% | 0.25% |
| $50,000 | 0.25% | 0.25% | |
| 12 Months | $500 - $49,999 | 0.50% | 0.50% |
| $50,000 | 0.50% | 0.50% | |
| 24 Months | $500 - $49,999 | 0.75% | 0.75% |
| $50,000 | 0.75% | 0.75% | |
| 36 Months | $500 - $49,999 | 1.00% | 1.00% |
| $50,000 | 1.00% | 1.00% |
Minimum balance to open and earn APY is $500. Fixed rate, interest is compounded daily and credited monthly.
*Annual Percentage Yield
Youth Certificates | 09-23-2022
| Term | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|
| 6 Months | $100 | 0.25% | 0.25% |
| 12 months | $100 | 0.50% | 0.50% |
Minimum balance to open and earn APY is $100. Fixed rate, interest is compounded daily and credited monthly. For Certificate
Accounts, there is a penalty for early withdrawal of principal.
*Annual Percentage Yield. Truth in Savings/Fee Schedule