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Certificates of Deposit

Certificates | 01-18-19

Term APY* under $50,000 APY* for $50,000 +
6 Months 0.55% 0.80%
12 Months 0.70% 0.95%
24 Months 0.90% 1.15%
36 Months 1.20% 1.45%

Minimum balance to open and earn APY is $500. Fixed rate, interest is compounded daily and credited monthly.

*Annual Percentage Yield. Truth in Savings/Fee Schedule

CD Special | 01-18-19

Term APY*
22 Months with active Free Checking Plus account or 50% New Money** 2.50%
22 Months 2.00%

Minimum balance to open and earn APY is $5,000. Earn 2.00% APY* without active Free Checking Plus account or 50% New Money**. Fixed rate, interest is compounded daily and credited monthly.

*Annual Percentage Yield (APY) is effective as the above date; offer subject to change without notice. Upon maturity, the CD will automatically renew to a 24-month term at the 24-month rate in effect at maturity. Penalty for early withdrawal. Federally insured by NCUA.

** To satisfy New Money requirement: At least 50% or more of total deposit must come from an institution other than Rivermark.