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Certificates of Deposit

Certificates | 7-10-2020

Term Minimum Balance to Earn APY Interest Rate APY*
6 Months $500 - $49,999 0.30% 0.30%
$50,000 0.45% 0.45%
12 Months $500 - $49,999 0.40% 0.40%
$50,000 0.55% 0.55%
24 Months $500 - $49,999 0.50% 0.50%
$50,000 0.65% 0.65%
36 Months $500 - $49,999 0.60% 0.60%
$50,000 0.75% 0.75%
Visit a Branch

Minimum balance to open and earn APY is $500. Fixed rate, interest is compounded daily and credited monthly. For Certificate
Accounts, there is a penalty for early withdrawal of principal.

*Annual Percentage Yield. Truth in Savings/Fee Schedule

Business CDs | 7-10-2020

Term Minimum Balance to Earn APY Interest Rate APY*
6 Months $500 - $49,999 0.30% 0.30%
$50,000 0.45% 0.45%
12 Months $500 - $49,999 0.40% 0.40%
$50,000 0.55% 0.55%
24 Months $500 - $49,999 0.50% 0.50%
$50,000 0.65% 0.65%
36 Months $500 - $49,999 0.60% 0.60%
$50,000 0.75% 0.75%
Open Online

Minimum balance to open and earn APY is $500. Fixed rate, interest is compounded daily and credited monthly.

*Annual Percentage Yield

Youth Certificates | 7-10-2020

Term Minimum Balance to Earn APY Interest Rate APY*
6 Months $100 0.30% 0.30%
12 months $100 0.40% 0.40%
Visit a Branch

Minimum balance to open and earn APY is $100. Fixed rate, interest is compounded daily and credited monthly. For Certificate
Accounts, there is a penalty for early withdrawal of principal.

*Annual Percentage Yield. Truth in Savings/Fee Schedule