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Certificates of Deposit

Certificates | 1-21-2022

Term Minimum Balance to Earn APY Interest Rate APY*
6 Months $500 - $49,999 0.05% 0.05%
$50,000 0.10% 0.10%
12 Months $500 - $49,999 0.10% 0.10%
$50,000 0.10% 0.10%
24 Months $500 - $49,999 0.15% 0.15%
$50,000 0.15% 0.15%
36 Months $500 - $49,999 0.20% 0.20%
$50,000 0.20% 0.20%
Visit a Branch

Minimum balance to open and earn APY is $500. Fixed rate, interest is compounded daily and credited monthly. For Certificate
Accounts, there is a penalty for early withdrawal of principal.

*Annual Percentage Yield. Truth in Savings/Fee Schedule

Printable Rate Sheet

Business CDs | 1-21-2022

Term Minimum Balance to Earn APY Interest Rate APY*
6 Months $500 - $49,999 0.05% 0.05%
$50,000 0.10% 0.10%
12 Months $500 - $49,999 0.10% 0.10%
$50,000 0.10% 0.10%
24 Months $500 - $49,999 0.15% 0.15%
$50,000 0.15% 0.15%
36 Months $500 - $49,999 0.20% 0.20%
$50,000 0.20% 0.20%
Open Online

Minimum balance to open and earn APY is $500. Fixed rate, interest is compounded daily and credited monthly.

*Annual Percentage Yield

Printable Rate Sheet

Youth Certificates | 1-21-2022

Term Minimum Balance to Earn APY Interest Rate APY*
6 Months $100 0.05% 0.05%
12 months $100 0.10% 0.10%
Visit a Branch

Minimum balance to open and earn APY is $100. Fixed rate, interest is compounded daily and credited monthly. For Certificate
Accounts, there is a penalty for early withdrawal of principal.

*Annual Percentage Yield. Truth in Savings/Fee Schedule

Printable Rate Sheet