Certificates of Deposit
Certificates | 05-26-2023
Sign up for Rate Alerts| Term | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|
| 6 Months | $500 - $49,999 | 1.00% | 1.00% |
| $50,000 | 1.00% | 1.00% | |
| 12 Months | $500 - $49,999 | 1.49% | 1.50% |
| $50,000 | 1.49% | 1.50% | |
| 13 Month Special** | $500 | 4.16% | 4.25% |
| 13 Month Special (New Money)** | $25,000 | 4.64% | 4.75% |
| 20 Month Special** | $500 | 3.68% | 3.75% |
| 20 Month Special (New Money)** | $25,000 | 4.16% | 4.25% |
| 24 Months | $500 - $49,999 | 1.49% | 1.50% |
| $50,000 | 1.49% | 1.50% | |
| 36 Months | $500 - $49,999 | 1.98% | 2.00% |
| $50,000 | 1.98% | 2.00% |
Minimum balance to open and earn APY is $500. Fixed rate, interest is compounded daily and credited monthly. For Certificate Accounts, there is a penalty for early withdrawal of principal.
*Annual Percentage Yield. Truth in Savings
**CD Specials: Annual Percentage Yield (APY) is effective as of 2/1/2023; offer is subject to change without notice. New money: A minimum of $25,000 in funds from an institution other than Rivermark is required to earn the higher APY. Penalty for early withdrawal of principal. At maturity, the 13-month certificate renews to a 12-month term at the then-current 12-month CD rate. At maturity, the 20-month certificate renews to a 24-month term at the then-current 24-month CD rate. Learn more.
New Member CD | 05-26-2023
| Term | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|
| 11 Months | $500 | 3.92% | 4.00% |
Available to new members only within the first 30 days of establishing membership. Upon maturity, the 11 Month Certificate of Deposit account will automatically renew for a 12-month term at then-current 12-month CD rate.
Minimum balance to open and earn APY is $500. Fixed rate, interest is compounded daily and credited monthly. For Certificate Accounts, there is a penalty for early withdrawal of principal.
*Annual Percentage Yield. Truth in Savings
Business Certificates | 05-26-2023
| Term | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|
| 6 Months | $500 - $49,999 | 1.00% | 1.00% |
| $50,000 | 1.00% | 1.00% | |
| 12 Months | $500 - $49,999 | 1.49% | 1.50% |
| $50,000 | 1.49% | 1.50% | |
| 24 Months | $500 - $49,999 | 1.49% | 1.50% |
| $50,000 | 1.49% | 1.50% | |
| 36 Months | $500 - $49,999 | 1.98% | 2.00% |
| $50,000 | 1.98% | 2.00% |
Minimum balance to open and earn APY is $500. Fixed rate, interest is compounded daily and credited monthly.
*Annual Percentage Yield. Truth in Savings
Youth Certificates | 05-26-2023
| Term | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|
| 6 Months | $100 | 1.00% | 1.00% |
| 12 months | $100 | 1.49% | 1.50% |
For Youth Certificates of Deposit, additional deposits may be made to the certificate until it matures. The Interest Rate will not change, but additional deposits may affect the APY disclosed at the time that the certificate was opened. Available on memberships where the primary owner is under the age of 18. Minimum balance to open and earn APY is $100. Fixed rate, interest is compounded daily and credited monthly. For Certificate Accounts, there is a penalty for early withdrawal of principal.
*Annual Percentage Yield. Truth in Savings