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Certificates of Deposit

Certificates | 09-23-2022

Term Minimum Balance to Earn APY Interest Rate APY*
6 Months $500 - $49,999 0.25% 0.25%
$50,000 0.25% 0.25%
12 Months $500 - $49,999 0.50% 0.50%
$50,000 0.50% 0.50%
24 Months $500 - $49,999 0.75% 0.75%
$50,000 0.75% 0.75%
36 Months $500 - $49,999 1.00% 1.00%
$50,000 1.00% 1.00%
13 Month Special (New Money Required)** $500 1.64% 1.65%
20 Month Special (New Money Required)** $500 2.23% 2.25%
Visit a Branch

Minimum balance to open and earn APY is $500. Fixed rate, interest is compounded daily and credited monthly. For Certificate
Accounts, there is a penalty for early withdrawal of principal.

*Annual Percentage Yield. Truth in Savings/Fee Schedule

**CD Specials: Annual Percentage Yield (APY) is effective as of 9/1/2022; offer is subject to change without notice. Minimum to open is $500. Funds must be new money to Rivermark. Penalty for early withdrawal of principal. At maturity, the 13-month certificate renews to a 12-month term at the then-current 12-month CD rate. At maturity, the 20-month certificate renews to a 24-month term at the then-current 24-month CD rate. Learn more.

Printable Rate Sheet

Business Certificates | 09-23-2022

Term Minimum Balance to Earn APY Interest Rate APY*
6 Months $500 - $49,999 0.25% 0.25%
$50,000 0.25% 0.25%
12 Months $500 - $49,999 0.50% 0.50%
$50,000 0.50% 0.50%
24 Months $500 - $49,999 0.75% 0.75%
$50,000 0.75% 0.75%
36 Months $500 - $49,999 1.00% 1.00%
$50,000 1.00% 1.00%
Open Online

Minimum balance to open and earn APY is $500. Fixed rate, interest is compounded daily and credited monthly.

*Annual Percentage Yield

Printable Rate Sheet

Youth Certificates | 09-23-2022

Term Minimum Balance to Earn APY Interest Rate APY*
6 Months $100 0.25% 0.25%
12 months $100 0.50% 0.50%
Visit a Branch

Minimum balance to open and earn APY is $100. Fixed rate, interest is compounded daily and credited monthly. For Certificate
Accounts, there is a penalty for early withdrawal of principal.

*Annual Percentage Yield. Truth in Savings/Fee Schedule

Printable Rate Sheet