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Certificates of Deposit

Certificates | 02-01-2023

Term Minimum Balance to Earn APY Interest Rate APY*
6 Months $500 - $49,999 1.00% 1.00%
$50,000 1.00% 1.00%
12 Months $500 - $49,999 1.49% 1.50%
$50,000 1.49% 1.50%
13 Month Special** $500 4.16% 4.25%
13 Month Special (New Money)** $25,000 4.64% 4.75%
20 Month Special** $500 3.68% 3.75%
20 Month Special (New Money)** $25,000 4.16% 4.25%
24 Months $500 - $49,999 1.49% 1.50%
$50,000 1.49% 1.50%
36 Months $500 - $49,999 1.98% 2.00%
$50,000 1.98% 2.00%
Visit a Branch

Minimum balance to open and earn APY is $500. Fixed rate, interest is compounded daily and credited monthly. For Certificate Accounts, there is a penalty for early withdrawal of principal.

*Annual Percentage Yield. Truth in Savings/Fee Schedule

**CD Specials: Annual Percentage Yield (APY) is effective as of 2/1/2023; offer is subject to change without notice. New money: A minimum of $25,000 in funds from an institution other than Rivermark is required to earn the higher APY. Penalty for early withdrawal of principal. At maturity, the 13-month certificate renews to a 12-month term at the then-current 12-month CD rate. At maturity, the 20-month certificate renews to a 24-month term at the then-current 24-month CD rate. Learn more.

Printable Rate Sheet

CD Specials Printable Rate Sheet

New Member CD | 02-01-2023

Term Minimum Balance to Earn APY Interest Rate APY*
11 Months $500 3.92% 4.00%
Visit a Branch

Available to new members only within the first 30 days of establishing membership. Upon maturity, the 11 Month Certificate of Deposit account will automatically renew for a 12-month term at then-current 12-month CD rate.

Minimum balance to open and earn APY is $500. Fixed rate, interest is compounded daily and credited monthly. For Certificate Accounts, there is a penalty for early withdrawal of principal.

*Annual Percentage Yield. Printable rate sheet.

 

Business Certificates | 02-01-2023

Term Minimum Balance to Earn APY Interest Rate APY*
6 Months $500 - $49,999 1.00% 1.00%
$50,000 1.00% 1.00%
12 Months $500 - $49,999 1.49% 1.50%
$50,000 1.49% 1.50%
24 Months $500 - $49,999 1.49% 1.50%
$50,000 1.49% 1.50%
36 Months $500 - $49,999 1.98% 2.00%
$50,000 1.98% 2.00%
Open Online

Minimum balance to open and earn APY is $500. Fixed rate, interest is compounded daily and credited monthly.

*Annual Percentage Yield

Printable Rate Sheet

Youth Certificates | 02-01-2023

Term Minimum Balance to Earn APY Interest Rate APY*
6 Months $100 1.00% 1.00%
12 months $100 1.49% 1.50%
Visit a Branch

Minimum balance to open and earn APY is $100. Fixed rate, interest is compounded daily and credited monthly. For Certificate
Accounts, there is a penalty for early withdrawal of principal.

*Annual Percentage Yield. Truth in Savings/Fee Schedule

Printable Rate Sheet