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Discover the Rivermark Difference

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At Rivermark, "building financial empowerment together" is a mission we take seriously. We are always looking for ways to keep more of our members' hard-earned money in their pockets. Now more than ever, it’s time to choose a financial institution that shares your values, and puts people above profits!

At Rivermark, we’re everything the big banks wish they could be:

  • Member-owned financial cooperative
  • Rewarding accounts
  • Extended hours from 8 am-8 pm weekdays, 10 am-6 pm Saturdays
  • Highly rated digital banking tools, including Video Banking
  • Strong community and financial wellness focus

Rewarding Accounts!

Piggy Bank

New Member Savings

When you switch to Rivermark, jump-start your savings with one of the highest rates around! A higher rate means your savings will grow faster. Opening a New Member Savings account online in minutes!

  • Earn 5.00% APY2 on balances up to $5,000 during the first year
  • No minimum deposit to open
  • No monthly service fees
Safe for your money

CD Specials

If you’re looking to maximize your return on larger balances, lock in a rate of 4.25% APY3 on our 13-Month certificate.

  • $500 to open, with no maximum
  • Earn 4.75% APY with $25,000 in new money3 

Open at your local branch or give us a call.

Money Plant Animation

Free Checking Plus

Say goodbye to big-bank fees. Our checking accounts are always free. As a bonus, if you meet three simple monthly requirements you’ll earn a great rate, plus ATM fee refunds.

  • Earn 3.00% APY4 on balances up to $15,000
  • ATM fee refunds (up to $12 per month)
  • No monthly fee 

Over the past year, Rivermark members saved more than $30 million by simply having their accounts at their local credit union versus a national bank. The average member saved $390, while members with 5 services saved $1,021.1

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The More Products, The More Savings

Our market research demonstrates that the easiest way to save more is to do more with us. We know that the deeper our financial relationship is with you, the more you save. Members with one Rivermark account saved an average of $43 annually, whereas members with six accounts saved an average of $1,217.*

The Rivermark Difference

Rivermark video teller.

Extended Hours

We’re open 8 am- 8 pm Monday-Friday and open on Saturdays from 10 am - 6pm, to meet the needs of our busy members. We offer 30,000 surcharge-free ATMs nationwide.

Rivermark's mobile banking app.

Mobile Banking App

Our highly-rated mobile app puts the “Branch in Your Hand”. You can pay bills, deposit checks, transfer funds, and take care of your account management needs with a few swipes.

Rivermark's video banking app.

Video Banking

Speak face-to-face with a Rivermark representative from anywhere via video chat. Apply for loans, open new accounts, sign forms, and more, right from your computer or mobile device.

Who Can Join Rivermark?

Rivermark membership is available to anyone who lives, works or has immediate family/domestic partners residing in the Oregon and Washington counties we serve: 

Oregon: Multnomah, Clackamas, Washington, Gilliam, Hood River, Marion, Polk, Sherman, Wasco, Wheeler and Yamhill counties.

Washington: All counties.

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1The Math

SUMMARY: Savings amounts are estimates and are for illustration purposes only. The estimates illustrate projected savings for an entire year, regardless of when an account was opened, and do NOT constitute a cash payout, dividend, or bonus.

CALCULATIONS: Financial institutions with comparable rate tiers and pricing structures were used to determine an average rate within each product type. Individual savings were then estimated by determining the difference between current Rivermark rates and the average rates, and then applying this differential to your Rivermark rates. In some rare cases, deposit and/or loan relationships were compared to the most similar product for which market rate information was available. Rates are subject to change at any time without notice. Business accounts were excluded from these calculations. The savings amount for all loan relationships, including credit cards, was determined based on balances as of 2/28/22. If your balance is not carried over month to month, your savings amount would be less.

FEES: Fees were also taken into consideration when calculating the benefit associated with certain account relationships, using the average fees charged by competitors for that particular account, compared with the fees charged at Rivermark. We did not include penalty or “occasional” fees such as overdraft fees, stop payment fees, foreign item fees, etc. Rivermark has very few account maintenance fees, so your membership really helps you save big in the fee area.

DATA: The bank rate and fee information was obtained from Curinos (formerly Informa Research) on 2/10/22. Although the information provided by Curinos has been obtained from the financial institutions themselves, neither Rivermark nor Curinos can guarantee absolute accuracy as rates can change without notice.

2APY = Annual Percentage Yield. 5.00% APY applies to first $5,000 in account. Portion of balance over $5,000 will earn a rate of 0.05% APY. After 12 months, account will automatically convert to a You Name It savings account (currently 0.05%). Offer subject to change without notice. New members only, available within first 30 calendar days of establishing new membership. Limit one New Member Savings account per member; must be age 18 or older.

3 Annual Percentage Yield (APY) is effective as of 2/1/2023; offer is subject to change without notice. Minimum to open is $500. New Money Bonus (+ 0.50% APY) is available with $25,000 in funds from an institution other than Rivermark. Penalty for early withdrawal of principal. At maturity, the 13-month certificate renews to a 12-month term at the then-current 12-month CD rate. Federally Insured by NCUA. Rate detail.

APY = Annual Percentage Yield. Rates are subject to change after account opening. Minimum opening deposit is $25.00. To earn the Free Checking Plus rate of 3.00% APY on balances up to and including $15,000, and 0.05% APY on balances over $15,000, you must meet the following monthly requirements: Twelve (12) posted and cleared debit card transactions; Log in to Online Banking; and receive e-Statements. In addition to earning the higher rate, you will receive automatic refunds on ATM fees, up to $12 maximum per month. If account requirements are not met, the rate will be 0.05% APY and ATM fees will not be refunded. Fees may reduce earnings. Requirement cycles begin one day before the last day of each month. All requirements must be met with transactions posted and cleared by the close of business on the last day of the requirement cycle. ATM transactions do not count toward the 12 debit card transactions. Interest and ATM refunds will be paid on the last day of the month in which it is earned.