Holiday Closure: Rivermark will be closed on Saturday, July 4th in observance of Independence Day. Access your accounts using our digital banking tools.
How to Upgrade Your Account
To Loyalty Checking or Loyalty Savings
Convert Your Existing Account to a Loyalty Account
We're so happy that you have decided to convert your Rivermark checking or savings account to one our new Loyalty products (Loyalty Checking or Loyalty Savings)!
Simply follow the steps below to request that your existing account is converted and start taking advantage of the Loyalty account benefits. You may also have your account converted via Contact Center, Live Chat or at a branch.
Request to Convert your existing account in Digital Banking!
- Login to Digital Banking
- Click Secure Message Center in the Support & Resources menu
- Click Compose
- In the Subject box, select Upgrade to Loyalty Account
- Choose the account you want to convert to Loyalty Checking or Loyalty Savings and send the message
- You will receive an email when your account has been converted to a Loyalty Product (within 24 business hours)
- Start enjoying the benefits of Loyalty Checking or Loyalty Savings
Loyalty Options
Loyalty Checking
Big banks pay you very little in interest and charge you big monthly fees. With Loyalty Checking, you’ll enjoy a truly free checking account that pays one of the area's highest rates*.
- Earn 4.50% APY* on balances up to $25,000
- No monthly maintenance fees
Qualifying is easy!
- $1,000 in monthly deposits to Loyalty Checking**
- $1,000 or more in debit or credit card purchases each month***
- Enroll in eStatements
Loyalty Savings
Earn a competitive 4.00% APY* on your savings while enjoying full access to your money anytime. Loyalty Savings rewards everyday banking with higher earnings on balances up to $25,000.
- Earn 4.00% APY on balances up to $25,000
- No monthly maintenance fees
Qualifying is easy!
- $1,000 in monthly deposits to checking**
- Enroll in eStatements
- No gimmicks—just simple, steady earnings
Connect With Us
Loyalty Checking: $25 minimum deposit to open. Balances of $25,000.01 or more earn 4.50-3.23% APY. As your balance increases, your overall APY will decrease. If you do not meet these requirements your entire Loyalty Checking balance will earn .05% APY. Loyalty Checking is a variable rate account. The rate may change after account opening. Consumer accounts only. Only one Loyalty Checking account per membership.
Loyalty Savings: $5 minimum deposit required to open. Balances of $25,000.01 or more 4.00-2.87% APY. As your balance increases, your overall APY will decrease. If you do not meet these requirements your entire Loyalty Savings balance will earn .05% APY. This is a variable rate account and may change after account opening without notice. Only one Loyalty Savings account allowed per membership. Consumer memberships only.
**Eligible deposits must post to the account and be available (must not be pending or held) at the end of the cycle. Deposits originated from other Rivermark accounts, overdraft transfers, Rivermark loan proceeds or credit card advances, fee reversals, refunds, deposits returned unpaid, or credit card point redemptions do not qualify.
***Small Business Credit Card transactions do not qualify.