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Man paying for coffee with his Rivermark Cash Back credit card using tap to pay.

Small Business Cash Back Card

Earn 2% Cash Back

The navy blue Rivermark Business Cash Back credit card.

Small Business Cash Back Card

Grow your business faster with the Small Business Cash Back credit card. Earn cash back on every purchase you make, anywhere you shop. Goodbye miles, points, or complicated gift redemptions. Hello cold, hard cash!

  • Earn 2% cash back on all purchases*
  • Credit limits up to $30,000
  • No balance transfer fee
  • No cash advance fee
  • No penalty rates
  • Use as an overdraft protection source for Business Checking
Apply Online Small Business Cash Back Card Apply Online Apply Online Small Business Cash Back Card View Rates

Frequently Asked Questions

  • Simply log in to Digital Banking. Go to Cards & Checks in the menu, select Cash Back Rewards, and click or tap the Redeem icon. 

    You may deposit the cash value into your Rivermark deposit or credit card account or choose to donate them to the Rivermark Community Fund.

    Step By Step Demo about How do I redeem my cash back rewards? Step By Step Demo

  • You may issue multiple cards to employees with a shared limit linked to the primary account. Individual limits are not available.

  • The minimum monthly payment is either 2% of the outstanding balance or $20, whichever is more.

  • No, Business Tax Returns are not required to apply. Rivermark may request tax returns in certain circumstances, to verify income. 

  • The Small Business Cash Back will be reported to your consumer/personal credit report as a revolving line of credit.

*Earn 2% unlimited cash back with every purchase. Credit limits from $500 to $30,000. Rates are based on your credit history and current credit report. All loans are subject to underwriting approval. Foreign currency conversion fee up to 1% may apply. No Annual Fee, Cash Advance Fee, or Balance Transfer Fee.
2026-04-18 17:17:34
 *The APR (Annual Percentage Rate) is variable and is based upon an index plus a margin. The APR will vary with Prime Rate (the index) as published in the Wall Street Journal. Except where otherwise indicated, the APR is accurate as of April 18, 2026 and is subject to change without notice.

Business Credit Card Agreement | Cash Back Rewards Terms and Conditions | Business Cash Back Credit Card Visa Benefits Guide