Refinance & Save
Refinancing your auto loan with Rivermark could put more money back in your pocket. When you refinance an auto loan from another lender, you’ll earn 1% cash back* on the loan amount, up to $500.
Refinancing may help lower your interest costs and even reduce your monthly payment. It’s an easy way to save now and enjoy a little extra cash.
- 1% cash back on the refinanced loan amount*
- Rates as low as 5.74% APR**
- No payments for 90 days
This limited-time offer ends June 30, 2026. Don’t miss your chance to save.
Why Move Your Loan to Rivermark?
1% cash back* on your refinanced loan
Potentially lower monthly payment
No payments for 90 days
Fast, local loan decisions
Personal, friendly support from start to finish
Extended hours for busy members
Auto Refi Rates
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Auto 2022 & Newer
View All RatesAs low as 5.74% APR**
Auto 2021 & Older
View All RatesAs low as 5.99% APR**
How it works
Refinancing could mean a better rate, a lower monthly payment, and more money in your pocket. Enjoy a 1% Cash Back, up to $500, when refinancing your vehicle with Rivermark!*
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1
Complete our online auto loan application
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We will contact you to complete your auto loan refinance
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Once the Auto Loan Refinance is approved and funded, receive 1% of your total loan payoff, up to $500
Protect Your Vehicle
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Are you financing or leasing your car, light truck, motorcycle, boat or RV? If your vehicle is totaled or stolen, you could face a financial risk that your insurance policies may not cover. Guaranteed Asset Protection Advantage (GAP) coverage protects you against this risk.
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Protect your new or used vehicle against mechanical breakdown beyond the manufacturer's warranty. Our extended auto warranty program, called Mechanical Breakdown Protection or "MBP" is just as comprehensive and usually costs much less than dealer programs.
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As you work through the decision to get a loan, you should also think about how much money you have in an emergency fund. Would have enough money if you were sick or injured and couldn’t work? Would you have enough saved if you were suddenly let go from your job? Our Debt Protection can help prevent financial strain on your family by protecting you from the unknown and giving you peace of mind.
Connect With Us
*1% Cash Back Offer: Offer effective 05/01/2026–06/30/2026 and subject to change without notice. Offer valid only on refinanced auto loans from another lender or financial institution; existing Rivermark auto loans are not eligible. Minimum loan amount of $5,000 required. Cash Back amount equals 1% of the final loan amount, including ancillary products (if any), with a minimum payout of $100 and a maximum of $500, rounded to the next dollar. Limit one cash back offer per vehicle. Cash back will be paid at loan closing to the Rivermark savings or checking account on the same membership as the new Rivermark loan. If the new Rivermark loan is paid in full within 90 days, the cash back amount will be forfeited and will be added to the loan amount and due at time of loan payoff. To the extent required by law, Rivermark will report the value of this bonus to the IRS for the tax year in which it is paid. Rates, terms, conditions, and restrictions apply and are subject to change.
**APR= Annual Percentage Rate. Rates and terms offered are effective as of 05/01/2026 and are subject to change without notice. Please contact us for rates and terms specific to your loan request. Repayment terms depend on purchase price, collateral value, down payment, amount financed, and credit qualifications. All loans are subject to underwriting approval. View all auto loan rates here.