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Make the Switch to Rivermark

Applying online is quick and easy!

Rivermark Community Credit Union is a not-for profit financial cooperative, providing affordable financial solutions to its members, with an emphasis on being local, personal, and accessible. We are passionate about financial empowerment and resolving your financial obstacles. 

Rivermark members collectively saved nearly $30 million over the course of a year simply by having their accounts with Rivermark versus a bank. That’s an average savings of $390 per member. *

If you meet the minimum requirements, you are welcome to join and we'd love to have you.

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Rewarding Accounts

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Free Checking Plus

Say goodbye to big-bank fees. Our checking accounts are always free. As a bonus, if you meet three simple monthly requirements you’ll earn a great rate, plus ATM fee refunds.

  • Earn 3.00% APY1 on balances up to $15,000
  • ATM fee refunds (up to $12 per month)
  • No monthly fee 
  • Enjoy early direct deposit
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Piggy Bank

New Member Savings

When you switch to Rivermark, jump-start your savings with one of the highest rates around! A higher rate means your savings will grow faster. Opening a New Member Savings account online in minutes!

  • Earn 5.00% APY2 on balances up to $100,000
  • No minimum deposit to open
  • No monthly service fees
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Safe for your money

Certificates of Deposit

If you’re looking to maximize your return on larger balances, lock in a rate of
4.25% APY3 on our 6-Month certificate.
  • $500 to open, with no maximum
  • Federally insured up to $250,000 by NCUA

Open at your local branch or give us a call.

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Rivermark membership is available to anyone who lives or works in one of the Oregon counties we serve or the State of Washington.

The Oregon counties we serve:

Clackamas, Gilliam, Hood River, Marion, Multnomah, Polk, Sherman, Wasco, Washington, Wheeler, and Yamhill

The Washington counties we serve:

All counties

We also offer membership to the immediate family or domestic partners of existing members or to anyone residing within our service area. Families include spouses, parents, grandparents, children, grandchildren, siblings, aunts, uncles, and cousins. Also included are half-siblings, step-siblings, step-parents, and step-grandparents.

Get Started

The first step in becoming a member is opening a Regular Shares savings account. Opening a Regular Shares Account requires a $5 minimum deposit and opening a Checking Account requires a $25 minimum deposit.

By completing our online application, you can open an account in just 10 minutes. Upon receiving your application, one of our representatives will contact you.

You can also open an account at any of our branch locations. Please bring your current Photo ID*, official proof of residency, and Social Security or Tax ID number.

As part of the new membership process, a credit report and a Chex Systems report will be pulled.

When you become a member, you can take advantage of the great rates and services our credit union has to offer.

*Valid photo ID includes one of the following: Driver's License, State Issued ID, US Passport, US Military ID, Resident Alien ID, or Confederated Tribes of OR WA ID Card. For loans, paystubs and tax papers may be needed.

Join Rivermark



To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person that opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you.  We may also ask to see your driver’s license or other identifying documents.

Rivermark Membership = Big Savings!

Rivermark members collectively saved nearly $30 million over the course of a year simply by having their accounts with Rivermark versus a bank. That’s an average savings of $390 per member. *

Members save an average of $233 annually on checking, $218 annually on auto loans, and $226 annually on credit cards simply by having their accounts at Rivermark over another financial institution.

Member Value

1 APY = Annual Percentage Yield. Rates are subject to change after account opening. Minimum opening deposit is $25.00. To earn the Free Checking Plus rate of 3.00% APY on balances up to and including $15,000, and 0.05% APY on balances over $15,000, you must meet the following monthly requirements: Twelve (12) posted and cleared debit card transactions; Log in to Online Banking; and receive e-Statements. In addition to earning the higher rate, you will receive automatic refunds on ATM fees, up to $12 maximum per month. If account requirements are not met, the rate will be 0.05% APY and ATM fees will not be refunded. Fees may reduce earnings. Requirement cycles begin one day before the last day of each month. All requirements must be met with transactions posted and cleared by the close of business on the last day of the requirement cycle. ATM transactions do not count toward the 12 debit card transactions. Interest and ATM refunds will be paid on the last day of the month in which it is earned.

2APY = Annual Percentage Yield. Interest is compounded and credited monthly. All rates are variable and subject to change. 5.00% APY applies to first $100,000 in account. Portion of balance over $100,000 will earn a rate of 0.05% APY. If your daily balance is greater than $100,000 your total APY will decrease (contact the credit union for details). Offer subject to change without notice. New members only, available within first 30 calendar days of establishing new membership. Limit one New Member Savings account per member; must be age 18 or older.

3 Annual Percentage Yield (APY); Offer is subject to change without notice. Minimum balance to open and earn APY is $500. Fixed-rate, interest is compounded daily and credited monthly. For Certificate Accounts, there is a penalty for early withdrawal of principal. View all certificate rates.