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Health Savings Account (HSA) Checking
A Checking Account That Helps You Save More For Your Health

HSA Checking
Your health is your greatest wealth. Use this tax-advantaged interest-bearing checking account to cover current and future medical expenses. Contributions to your HSA Checking Account are often tax-deductible and earnings grow tax-deferred, leading to savings over time.
Visit Any Branch To Open
Ready to open your HSA Checking Account? Simply schedule an appointment at any of our branch locations to work with a member representative in-person.
How Does It Work?

HSA Checking Account Requirements
To qualify for an HSA Checking Account, you must be enrolled in a high deductible health plan (HDHP). For calendar year 2025, a "high deductible health plan" is defined under § 223(c)(2)(A) as a health plan with an annual deductible that is not less than $1650 for self-only coverage or $3,000 for family coverage, and the annual out-of-pocket expenses (deductibles, co-payments, and other amounts, but not premiums) do not exceed $8,300 for self-only coverage or $16,600 for family coverage.

Use Funds For Qualified Medical Expenses
Your HSA Checking Account can be used to pay for any qualified medical expense, including:
- Health insurance premiums when you’re between jobs
- Qualified long-term care premiums
- Medicare premiums and out-of-pocket expenses
- Living expenses after age 65 (pay ordinary income taxes)
- And more!
Additional Account Benefits

Save Money

Spend Smartly

Maximum Convenience

Access Anytime
Already Have A Rivermark HSA Or IRA Account?
Visit our HSA & IRA Center to manage your account 24/7 - including making contributions or withdrawals. If you have questions after visiting our Online HSA & IRA Center, call us at 503.626.6600. A Rivermark member service representative will be happy to assist you. Or simply visit any of our branch locations to work with a member representative in-person.
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Consult a qualified tax professional for more information. Fees may apply and may reduce earnings, please see the Fee Schedule.