Credit Union Difference
Rivermark is a not-for-profit financial cooperative, owned by the people who save and borrow here. Unlike a bank, Rivermark does not issue stock or pay dividends to outside stockholders. Instead, earnings are returned to members in the form of lower rates, higher dividends on deposits and lower fees. We exist solely for the benefit of our member/owners. Deposits are federally insured by the National Credit Union Administration (NCUA).
While credit unions and banks offer similar products and services, the similarities end there.