Take control of your student loan repayment by refinancing with Rivermark Credit Union! You'll be able to refinance and consolidate your private and federal student loans (including PLUS loans) into one manageable loan, setting up one convenient payment, and potentially lowering your rate¹. Featuring a competitive interest rate and zero origination fees, our refinance loan can help you simplify your life while amplifying your funds.

Check out some of these great benefits

• Refinancing available up to $125,000
• Flexible repayment terms to fit your needs
  (view our rates page for more information, repayment examples, and important disclosures)
• No origination fees or prepayment penalties
• Borrow from a not-for-profit credit union you can trust

1. Subject to credit qualification and additional criteria, including graduating from an approved school.

IMPORTANT NOTICE: By refinancing federal student loans, you may lose certain borrower benefits from your original loans. These may include interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans. Please review this important disclosure for more information.

What are my repayment options?
You can make interest-only or full payments while in school or wait to start paying until six months after graduation.

How does the Student Loan Line of Credit work?
You will be approved for an amount that you can draw from for the rest of your undergraduate education without reapplying every year. Your school determines how much you can draw each year.

How do I get my money?
It goes straight to your school to pay for tuition and other costs. If there is money left over, you will receive a check from your school.

Can you consolidate an existing student loan?
Consolidate your current private student loans up to $125,000 into a single payment. Graduated payment options are available, making your initial payments even lower. Learn More

More Frequently Asked Questions about Student Loans.