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Personal Loans

For Whatever Life Throws at You

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Loan Rates

Personal Loans

Fund a major purchase, pay off unexpected expenses or consolidate your debt with a personal loan from Rivermark. Take charge of your finances today.

  • Fixed rate unsecured loan
  • Loans for anything you choose
  • No loan fees or annual fee
  • Build a good credit history
  • Fast loan approval for emergencies
  • Terms available from 6 - 84 months
  • The flexibility to use the money for any purpose

 

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Frequently Asked Questions

  • Personal loans can be used for debt consolidation, home improvement, auto expenses, medical expenses, credit card payoff, large purchases or anything else that life may throw at you.

  • Since there is no collateral, qualifying for a personal loan is ultimately determined by your credit history, income, other debt obligations and monthly cash flow.

  • Yes. It can be hard to get a loan when your credit is bruised, and more expensive. But having a history of on time loan payments makes up 35% of your credit score. Borrowing against your savings gives you an affordable way to build a positive payment history.

    • Savings Secured Loan -The ideal way to build credit or in an emergency to borrow against your savings, while retaining your hard-earned nest egg.
    • Certificate Secured Loan -In a similar way, you can borrow using your Certificate of Deposit (CD) as collateral. That way you can access the money you need and avoid an early withdrawal penalty. 

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*APR = Annual Percentage Rate. APR is fixed. APR is determined by credit qualifications and subject to underwriting approval.