Skip to navigation Skip to main content

Bank Statement Mortgage

Home Loan Solutions for Self-Employed Members

Bank Statement Mortgage

Apply Online

Self Employed Bank Statement Loans

Those who are self-employed can benefit from our Bank Statement Loan Program.

If you are self-employed, you can still get home financing. The only financial documents you need to submit for income verification to purchase a new home or refinance an existing home loan are your bank statements. Business owners, realtors, consultants, restaurant owners, entrepreneurs, and more will benefit from this program.

What's required to qualify for a Bank Statement Loan?

  • Loan amounts up to $647,200
  • Max LTV of 80%
  • Owner-occupied or second homes
  • Available for both purchase and refinance
  • Must provide 12-24 months of personal or business bank statements
  • Minimum of 2 years self-employment
Your rate is not locked until you get confirmation from a Mortgage Loan Officer.  We look forward to serving you.
Apply Online Get a Quote

For faster service, start your application online.  A Rivermark mortgage professional can get you pre-approved quickly.  A pre-approval shows realtors that you are a serious buyer and can help to speed up the transaction when you’re ready to buy. Call us at 503.906.9497.

The Latest from our Blog

5 Ways to Save for a Home Loan Down Payment

Couple moving into house

Your down payment for a home loan can be saved in many different ways. There will be easy ways and difficult ways. Some ways will require sacrifices, while others will take time. If you're committed to owning a home one day, these small sacrifices will be well worth it. The following are some ways you can begin saving for your down payment on a home today.

Read this article

Your Springtime Home Maintenance Checklist

Man cleaning out gutters

It has been a long winter. There is no better time to clean up your house than right now, before the summer arrives and you are going off on some much-needed adventures. Here are a few tips you can use to keep your house and property in great shape. It's time for some springtime home maintenance!

Read this article

Maintaining Your Home After Purchase

Home Maintenance

Owning your own home can be an excellent investment. It can also be financially draining if you aren’t regularly maintaining your home. Regular maintenance can take time, planning, and money, but it can help you to save on unexpected repair costs and keep the value of your home up. Below, we share some of our tips for becoming a financially responsible homeowner.

Read this article