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Home Equity - Choose from Two Solutions

Young Couple Painting the Blank Walls of their HomeTap into the buying power of your home with a Home Equity Loan or Home Equity Line of Credit from Rivermark.

Home equity loans or lines of credit are the perfect solution for debt consolidation, home improvements, education expenses and more.

See which solution is right for you.

Home Equity Loan

Borrow a predetermined amount to use as you wish.  The loan is repaid on a fixed, monthly schedule.

  • Competitive fixed interest rate for the life of the loan.
  • Convenient fixed monthly payment schedule
  • Various loan terms available – choose a payment schedule that is right for your budget.
  • No annual fee
  • No prepayment penalties
Apply Online

Home Equity Loan

Home Equity Loan 5 Year Term 5.99% - 15.99% APR arrow pointing to the right

Home Equity Line of Credit 

Revolving credit line that give you unlimited access to the credit line up to your available credit limit. 

  • Variable rate line of credit
  • No annual fee or pre-payment penalty
Apply Online


10 Year Draw Period 6.24% - 11.99% APR arrow pointing to the right

Home Equity APRs listed above are for owner-occupied single family residences, are effective as of the above date, and are subject to credit and collateral approval. Home Equity Line Of Credit is subject to a Variable Rate which is based on the highest Prime Rate as published in the Money Rates Section of The Wall Street Journal on the 15th day of each month (Index) plus a margin. The Index plus the Margin equals the Interest Rate. Changes in the Index will cause changes in the Interest Rate on the first day of each billing cycle. The Interest Rate will never be less than 3.99% or greater than 18.00%. Closing costs (if applicable) range from $299 to $1,500, including property appraisal and title insurance, if required. Maximum Combined Loan to Value subject to collateral and credit qualifications. Property insurance required. Other rates and terms are available for Investment Property or Manufactured Home Equity Lines of Credit. F Fixed Rates. V Variable Rates. T Tiered Rates. Tiered rates based on credit qualifications.

Fees & Costs: No Annual Fee. No Origination Fee. Title Report & Recording: $100,000 or Less: $299. Over $100,000: Actual Cost over $250. Appraisal may be required at an additional cost.

Member Story
Heather was excited by the low Home Equity rates and how quickly she got her loan.

Helpful Information

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