Home Equity - Choose from Two Solutions

Tap into the buying power of your home with a Home Equity Loan or Home Equity Line of Credit from Rivermark.

Home equity loans or lines of credit are the perfect solution for debt consolidation, home improvements, education expenses and more. Plus, interest on home equity loans may even be tax-deductible (consult your tax advisor regarding deductibility of interest).

See which solution is right for you.

Home Equity Loan

Borrow a predetermined amount to use as you wish.  The loan is repaid on a fixed, monthly schedule.

  • Competitive fixed interest rate for the life of the loan.
  • Convenient fixed monthly payment schedule
  • Various loan terms available – choose a payment schedule that is right for your budget.
  • Tax advantaged – Interest on Home Equity Loans may be tax-deductible, reducing your tax burden. Consult a tax advisor for more information regarding the deductibility of interest and charges
  • No annual fee
  • No prepayment penalties
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Home Equity Loan

Home Equity Loan 5 Year Term 5.49% - 13.74% APR

Home Equity Line of Credit 

Revolving credit line that give you unlimited access to the credit line up to your available credit limit. 

  • Variable rate line of credit
  • No annual fee or pre-payment penalty
  • Tax advantaged – Interest on Home Equity Lines of credit may be tax-deductible, reducing your tax burden. Consult a tax advisor for more information regarding the deductibility of interest and charges
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HELOC Rates

10 Year Draw Period 4.99% - 10.74% APR

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So Easy So Friendly

Member Story
Heather was excited by the low Home Equity rates and how quickly she got her loan.

Helpful Information

Remodeling Your Home   Remodeling Your Home

 Home Improvements that Pay You Back  Best Home Improvements

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