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Fixed Rate Mortgage Options

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Fixed Rate Mortgages

A fixed-rate mortgage allows you to know your exact rate and monthly payment throughout the entire loan term. We offer a variety of fixed-rate terms for both purchase or refinance.

  • 10-, 15-, 20-, or 30- year terms, with as little as 3% down
  • Local mortgage experts to guide you
  • Fast and easy prequalification

Due to high demand, mortgage refinances will take 90+ days to close. Please choose the 90-day lock option when applying for a refinance and allow up to 2 business days for a return call regarding refinance opportunities. Thank you for your continued patience, and we look forward to serving you.

Apply Online Get a Quote

For faster service, start your application online.  A Rivermark mortgage professional can get you pre-approved quickly.  A pre-approval shows realtors that you are a serious buyer and can help to speed up the transaction when you’re ready to buy. Call us at 503.906.9497.

 

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Maintaining Your Home After Purchase

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5 Ways to Save for a Home Loan Down Payment

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There are many ways you can begin saving for your home loan down payment. Some ways will be easy, while others will take longer and require more sacrifices. So long as you’re committed to owning a home one day, these small sacrifices will be well worth it to accomplish your goals. Here a few ways you can start saving for a home loan down payment today.

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5 Facts About Being a First-Time Homeowner

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There is a lot to know (or learn about) when you’re a first-time homeowner. Such as scheduling mortgage payments and putting together an attractive yet functional curb appeal. But there’s more. As new parts of this experience emerge, there are a handful of things that you should be prepared for. Here are five facts about being a first-time homeowner that you should take into consideration.

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