Berta Williams

Berta Williams

Mortgage Loan Officer

Meet Berta

Berta believes in planning and timing. And when the two come together, it’s like lightning in a bottle. “I feel that almost everyone can own a home,” she says. “The key is to make a plan, break it down into bite-sized pieces, determine whether the timing is right, and be ready to adapt as needed.”

And that’s where Berta thrives. She’s a natural problem solver who knows a lot. And if she doesn’t know, she knows who to ask. That’s thanks to her vast and deep network of professional colleagues, mentors, and even competitors willing to share their expertise, knowledge, and time.

She’s a trusted homebuying partner who tackles the thornier aspects of borrowing, so her clients can enjoy a seamless experience. Come to think of it, you could say Berta’s actually in the solution business.

Born in in the state of Guerrero, Mexico, Berta originally emigrated to Washington, and has lived in Oregon for more than 20 years. Her free time involves some combination of her two kids, Bhodi the dog, crabbing, clamming, thrifting, and hunting for wild mushrooms.

Meet with Berta at the East Gresham, Woodstock, Lombard, or Fruit Valley branch!

Connect With Berta

NMLS #1544761

503-785-2509

bwilliams@rivermarkcu.org

Highlights

Clients Love Us

Clients love working with me because…

I understand that life can be messy
Local Gem

Favorite local gem

Supermercados Mexico at 174th & SE Division, especially when I feel homesick
Book Club

Desert island book or album

Maná’s Greatest Hits
Superpower

Superpower

Honesty — I’m willing to have a frank (occasionally difficult) conversation
Lets Talk

Let's Talk

I’m fluent in Spanish

What Does A Mortgage Loan Officer Do?

Personalized Loan Guidance

A Mortgage Loan Officer helps clients find the best loan options for their unique financial goals. By understanding a client's needs, they provide tailored advice, simplifying what can be a complex process.

Loan Application Support

From gathering documentation to submitting applications, Loan Officers guide clients every step of the way. Their expertise ensures the process stays on track and stress-free for borrowers.

Market Knowledge

With a deep understanding of local markets, a Loan Officer offers insights into trends, interest rates, and lending options. This knowledge helps clients make well-informed decisions about their home financing.

Financial Expertise

A Loan Officer analyzes credit scores, income, and debt-to-income ratios to match clients with the right mortgage products. Their financial acumen ensures all options are practical and sustainable.

Member-Centered Service

Expect prompt communication and attentive service. Loan Officers prioritize creating seamless experiences by answering questions, providing regular updates, and ensuring all concerns are addressed.

Problem Solving and Advocacy

Loan Officers act as advocates for their clients. They tackle challenges, like resolving approval issues or clarifying requirements, to keep the process moving toward homeownership goals.

Today's Rates

  • 30 Year Fixed

    View All Rates

    As Low As 6.458% APR*

  • As Low As 6.714% APR*

  • Combo 30 Year Fixed

    View All Rates

    As Low As 6.480% APR*

  • As Low As 7.24% APR*

  • Note for HELOC: the interest rate may increase after loan consummation.

    Home Mortgage Disclosure Act Notice

    The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials.

    HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website. (www.consumerfinance.gov/hmda).

    *APR = Annual Percentage Rate

    NMLS# 405464