Need credit counseling? Our friends at Balance can help! Experienced counselors are available to help Rivermark members with free financial coaching, counseling and debt management. 

Visit rivermarkcu.balancepro.org or call 888.456.2227 (toll free).

Balance counselors are available Mon-Thurs 5AM-8PM, Fri 5AM-5PM and Sat 8AM-5PM. 

• Free Financial Counseling
• Free Online Coaching
• Free Debt Management

As a Rivermark Visa cardholder, you have access to a number of benefits. 

Auto Rental Collision Damage Waiver: Use your Rivermark Visa to pay for a rental vehicle and your rental is automatically protected from theft and physical damage. Learn More. 

Travel Accident Insurance: When tickets are purchased with your Rivermark Visa, you'll get $250,000 of Accidental Death & Dismemberment coverage for accidents that occur on a common carrier. Learn More. 

Lost Luggage Reimbursement: Receive up to $1,250 in reimbursement when your checked luggage is lost on common carriers. Learn More. 

Emergency Cash Disbursement & Card Replacement: Get an emergency cash advance delivered or a card replaced 24 hours a day. Learn More. 

Personal Identity Theft Protection: Reimburses up to $5,000 of expenses incurred from ID theft including legal fees, lost wages, costs of credit reports and more. Learn More. 

For more information on how benefits work or on how to file a claim, call Visa Customer Care Services at 800.VISA.911 or visit our benefits information page. 

Why would I want a secured Visa?
It can be difficult and expensive to get a credit card when your credit is bruised. But having a history of on time loan payments makes up 35% of your credit score. Borrowing against your savings gives you an affordable way to build a positive payment history.

Can I use this card to cover checking account overdrafts?
Yes, as a no fee advance up to your credit limit.

Does this card come with any perks?
Yeah! Your Visa card comes with zero fraud liability, rental car coverage, travel accident insurance of up to $250,000, identity theft reimbursement up to $2,500 and emergency cash delivery and card replacement.